# BAOVIET Smart vs GP.Digiplus

The clearest difference is review sentiment: BAOVIET Smart at 100% against GP.Digiplus's 0%. BAOVIET Smart also leads on iOS requirement (13.0 vs 15.0). GP.Digiplus's advantage is rating (3.7 vs 2.3) and update cadence (fortnightly vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

GP.Digiplus holds the better App Store score, 3.7 against 2.3. Both are backed by a comparable volume of ratings — 6 and 3 respectively. Written reviews complicate that: 100% of BAOVIET Smart's written reviews are positive against 0% of GP.Digiplus's, so the app with the better star average is not the one people write more warmly about.

BAOVIET Smart ships an update every 2 months, GP.Digiplus fortnightly. The most recent releases landed on October 7, 2026 and October 1, 2026 respectively.

## The numbers

| Metric | BAOVIET Smart | GP.Digiplus |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.3 (6 ratings)](https://appshunter.io/ios/app/baoviet-smart/id1504422967/reviews) | **[3.7 (3 ratings)](https://appshunter.io/ios/app/gpdigiplus/id6751484847/reviews)** |
| Number of ratings | **6** | 3 |
| Positive reviews | **100.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Fortnightly** |
| Monetization | Free | Free |
| Size | 222 MB | 145 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 9+ |
| Developer | [BAOVIET Bank](https://appshunter.io/developer/1504422966) | [GPBank](https://appshunter.io/developer/1835346871) |

## What reviewers say

### BAOVIET Smart

[App page](https://appshunter.io/ios/app/baoviet-smart/id1504422967)

This digital banking app allows users to manage and conduct financial transactions securely and conveniently online. It offers features for account linking, fund transfers, bill payments, and mobile top-ups, all accessible from your mobile device.

**Highlights:** Account and card linking, Fund transfers (internal and external), Bill payments, Mobile top-ups, Account balance and transaction history, Biometric and OTP security

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### GP.Digiplus

[App page](https://appshunter.io/ios/app/gpdigiplus/id6751484847)

This digital banking solution offers a secure and convenient way to manage personal finances. It allows for instant money transfers 24/7 and flexible online savings account management directly from your mobile device.

**Highlights:** 24/7 money transfers, Soft OTP and biometric security, Instant in- and out-of-network transfers, Online savings account opening, Flexible deposit terms and rates, Real-time balance and interest tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BAOVIET Smart free?

BAOVIET Smart is free to download, with no in-app purchases.

### Is GP.Digiplus free?

GP.Digiplus is free to download, with no in-app purchases.

### Which has better reviews, BAOVIET Smart or GP.Digiplus?

GP.Digiplus is rated higher. BAOVIET Smart averages 2.3 out of 5 from 6 ratings, while GP.Digiplus averages 3.7 from 3 ratings.

### Do BAOVIET Smart or GP.Digiplus have ads?

Neither BAOVIET Smart nor GP.Digiplus shows ads.

### Which is updated more often, BAOVIET Smart or GP.Digiplus?

BAOVIET Smart ships an update every 2 months, and GP.Digiplus fortnightly. Most recently, BAOVIET Smart was updated on October 7, 2026 and GP.Digiplus on October 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*