# ChoiceOne Bank vs IB TreasuryONE Security

The clearest difference is update cadence: ChoiceOne Bank at monthly against IB TreasuryONE Security's every 8 months. ChoiceOne Bank also leads on ratings volume (5.6K vs 2). IB TreasuryONE Security's advantage is monetization model (free vs free with in-app purchases) and rating (5.0 vs 4.7). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

IB TreasuryONE Security holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: ChoiceOne Bank has 5.6K ratings behind it against 2, so its average is the more settled of the two.

ChoiceOne Bank ships an update monthly, IB TreasuryONE Security every 8 months. Both last shipped on November 3, 2026.

## The numbers

| Metric | ChoiceOne Bank | IB TreasuryONE Security |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (5.6K ratings)](https://appshunter.io/ios/app/choiceone-bank/id1504585935/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/ib-treasuryone-security/id1561666849/reviews)** |
| Number of ratings | **5.6K** | 2 |
| Positive reviews | 49.2% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 8 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 197 MB | 3 MB |
| Requires iOS | 18.4 | **17.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [ChoiceOneBank](https://appshunter.io/developer/522481672) | [Independent Bank Michigan](https://appshunter.io/developer/491134758) |

## What reviewers say

### ChoiceOne Bank

[App page](https://appshunter.io/ios/app/choiceone-bank/id1504585935)

Manage all your financial accounts in one place, from any bank. Organize transactions, set alerts, make payments, and deposit checks with ease. Secure your finances with advanced login options.

**Highlights:** Aggregate accounts from multiple institutions, Organize transactions with tags, notes, and photos, Set custom balance alerts, Make payments and transfer funds, Deposit checks via photo, Manage debit cards, View statements and find branches/ATMs

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Great service
- 🚀 Fast service
- 💡 Awesome mobile banking
- 👍 Friendly and helpful staff
- 👍 Simple and easy to use app

**What reviewers complain about**

- 💰 Outrageous statement fees
- 🐛 App not working most of the time
- 🔍 Difficult to access accounts
- 💰 Disappointing interest rate cuts
- 🐛 Mobile deposit issues

**Reported bugs**

- App crashes and won't open
- Transactions not showing up in a timely manner
- Mobile deposit not working properly

**Requested features**

- Widget for checking balance without login
- Bank-to-bank transfer feature
- Ability to customize bill pay limits


### IB TreasuryONE Security

[App page](https://appshunter.io/ios/app/ib-treasuryone-security/id1561666849)

Enhance your mobile banking experience with advanced security features. This application provides peace of mind for your financial transactions on the go.

**Highlights:** Enhanced mobile banking security, Secure financial transactions, Peace of mind for users, Designed for on-the-go banking

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ChoiceOne Bank free?

ChoiceOne Bank is free to download, with no in-app purchases.

### Is IB TreasuryONE Security free?

IB TreasuryONE Security is free to download, with no in-app purchases.

### Which has better reviews, ChoiceOne Bank or IB TreasuryONE Security?

IB TreasuryONE Security is rated higher. ChoiceOne Bank averages 4.7 out of 5 from 5.6K ratings, while IB TreasuryONE Security averages 5.0 from 2 ratings.

### Do ChoiceOne Bank or IB TreasuryONE Security have ads?

Neither ChoiceOne Bank nor IB TreasuryONE Security shows ads.

### Which is updated more often, ChoiceOne Bank or IB TreasuryONE Security?

ChoiceOne Bank ships an update monthly, and IB TreasuryONE Security every 8 months. Most recently, ChoiceOne Bank was updated on November 3, 2026 and IB TreasuryONE Security on November 3, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*