# ChoiceOne Bank vs HVSB

ChoiceOne Bank and HVSB both sit at 4.7 stars, but that hides the real split: 100% of HVSB's written reviews are positive against 49% of ChoiceOne Bank's. ChoiceOne Bank's advantage is ratings volume (5.6K vs 401). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for ChoiceOne Bank against 4.9 for HVSB. That said, the two scores are not equally well evidenced: ChoiceOne Bank has 5.6K ratings behind it against 401, so its average is the more settled of the two. Written reviews are what separate them: 49% of ChoiceOne Bank's written reviews are positive against 100% of HVSB's.

Both ship on a similar rhythm, roughly monthly. Both last shipped on November 7, 2026.

## The numbers

| Metric | ChoiceOne Bank | HVSB |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (5.6K ratings)](https://appshunter.io/ios/app/choiceone-bank/id1504585935/reviews) | **[4.9 (401 ratings)](https://appshunter.io/ios/app/hvsb/id1640093204/reviews)** |
| Number of ratings | **5.6K** | 401 |
| Positive reviews | 49.2% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 197 MB | 177 MB |
| Requires iOS | 18.4 | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [ChoiceOneBank](https://appshunter.io/developer/522481672) | [Huron Valley State Bank](https://appshunter.io/developer/884172835) |

## What reviewers say

### ChoiceOne Bank

[App page](https://appshunter.io/ios/app/choiceone-bank/id1504585935)

Manage all your financial accounts in one place, from any bank. Organize transactions, set alerts, make payments, and deposit checks with ease. Secure your finances with advanced login options.

**Highlights:** Aggregate accounts from multiple institutions, Organize transactions with tags, notes, and photos, Set custom balance alerts, Make payments and transfer funds, Deposit checks via photo, Manage debit cards, View statements and find branches/ATMs

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Great service
- 🚀 Fast service
- 💡 Awesome mobile banking
- 👍 Friendly and helpful staff
- 👍 Simple and easy to use app

**What reviewers complain about**

- 💰 Outrageous statement fees
- 🐛 App not working most of the time
- 🔍 Difficult to access accounts
- 💰 Disappointing interest rate cuts
- 🐛 Mobile deposit issues

**Reported bugs**

- App crashes and won't open
- Transactions not showing up in a timely manner
- Mobile deposit not working properly

**Requested features**

- Widget for checking balance without login
- Bank-to-bank transfer feature
- Ability to customize bill pay limits


### HVSB

[App page](https://appshunter.io/ios/app/hvsb/id1640093204)

Consolidate all your financial accounts from various institutions into one convenient platform. Manage transactions, set up alerts, make payments, and deposit checks with ease. Secure your finances with advanced authentication methods.

**Highlights:** Aggregate all financial accounts, Organize transactions with tags and notes, Set balance alerts, Make payments and transfer money, Mobile check deposit, View and save statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is ChoiceOne Bank free?

ChoiceOne Bank is free to download, with no in-app purchases.

### Is HVSB free?

HVSB is free to download, with no in-app purchases.

### Which has better reviews, ChoiceOne Bank or HVSB?

HVSB is rated higher. ChoiceOne Bank averages 4.7 out of 5 from 5.6K ratings, while HVSB averages 4.9 from 401 ratings.

### Do ChoiceOne Bank or HVSB have ads?

Neither ChoiceOne Bank nor HVSB shows ads.

### Which is updated more often, ChoiceOne Bank or HVSB?

ChoiceOne Bank ships an update monthly, and HVSB monthly. Most recently, ChoiceOne Bank was updated on November 7, 2026 and HVSB on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*