# ЧЭСК vs Ozon Банк

The clearest difference is rating: Ozon Банк at 4.3 against ЧЭСК's 2.3. Ozon Банк also leads on ratings volume (914 vs 6) and review sentiment (18% vs 8%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Ozon Банк holds the better App Store score, 4.3 against 2.3. That said, the two scores are not equally well evidenced: Ozon Банк has 914 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 8% of ЧЭСК's written reviews are positive against 18% of Ozon Банк's.

ЧЭСК ships an update fortnightly, Ozon Банк every 10 days. Both last shipped on October 27, 2026.

## The numbers

| Metric | ЧЭСК | Ozon Банк |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.3 (6 ratings)](https://appshunter.io/ios/app/id1504828661/reviews) | **[4.3 (914 ratings)](https://appshunter.io/ios/app/ozon/id1629869891/reviews)** |
| Number of ratings | 6 | **914** |
| Positive reviews | 8.0% of reviews | **17.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 10 days** |
| Monetization | Free | Free |
| Size | 38 MB | 252 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Backspark OOO](https://appshunter.io/developer/1711202826) | [OZON MARKETPLEIS KAZAKHSTAN, TOO](https://appshunter.io/developer/1818775178) |

## What reviewers say

### ЧЭСК

[App page](https://appshunter.io/ios/app/id1504828661)

Access your personal account information, including payments, meter readings, and billing history. Manage your account by changing passwords, requesting meter replacements, and receiving payment documents via email. Communicate directly with the energy company and access company information.

**Highlights:** View payment history, Submit meter readings, Track billing history, Request meter replacement, Receive e-statements, Contact energy company

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Ozon Банк

[App page](https://appshunter.io/ios/app/ozon/id1629869891)

This app offers a free banking card with cashback rewards of up to 25% on purchases outside the marketplace and discounts of up to 30% within the marketplace. It also provides interest-bearing savings accounts and deposit options, with all funds insured.

**Highlights:** Cashback up to 25% outside Ozon, Discounts up to 30% on Ozon, Interest-bearing savings and deposits, Free transfers without commission, Detailed spending analytics, Virtual and plastic card options

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 💎 Best bank
- 🚀 Smooth experience
- 💰 Great bonuses and interest rates

**What reviewers complain about**

- 🔍 Poor customer support
- 🐛 Buggy app and frequent crashes
- 🤖 Automated responses from chatbot
- 🔒 Unexpected account freezes
- 💳 Issues with card activation and usage

**Reported bugs**

- Login and authentication problems
- Inability to access account and funds
- Unreliable QR code payment processing
- Inconsistent app behavior across devices

**Requested features**

- Improve customer support response times
- Fix app stability and performance issues
- Enhance in-app chat functionality
- Add more flexible account management options
- Streamline card activation and usage


## Frequently asked questions

### Is ЧЭСК free?

ЧЭСК is free to download, with no in-app purchases.

### Is Ozon Банк free?

Ozon Банк is free to download, with no in-app purchases.

### Which has better reviews, ЧЭСК or Ozon Банк?

Ozon Банк is rated higher. ЧЭСК averages 2.3 out of 5 from 6 ratings, while Ozon Банк averages 4.3 from 914 ratings.

### Do ЧЭСК or Ozon Банк have ads?

Neither ЧЭСК nor Ozon Банк shows ads.

### Which is updated more often, ЧЭСК or Ozon Банк?

ЧЭСК ships an update fortnightly, and Ozon Банк every 10 days. Most recently, ЧЭСК was updated on October 27, 2026 and Ozon Банк on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*