# 三井住友カード VポイントPay  バーチャルプリペイド vs 十八親和銀行アプリ

The clearest difference is rating: 十八親和銀行アプリ at 4.9 against 三井住友カード VポイントPay  バーチャルプリペイド's 4.4. 十八親和銀行アプリ also leads on review sentiment (40% vs 9%) and update cadence (every 5 weeks vs every 4 months). 三井住友カード VポイントPay  バーチャルプリペイド's advantage is ads (none vs shown) and ratings volume (69 vs 13). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

十八親和銀行アプリ holds the better App Store score, 4.9 against 4.4. That said, the two scores are not equally well evidenced: 三井住友カード VポイントPay  バーチャルプリペイド has 69 ratings behind it against 13, so its average is the more settled of the two. Written reviews point the same way: 9% of 三井住友カード VポイントPay  バーチャルプリペイド's written reviews are positive against 40% of 十八親和銀行アプリ's.

三井住友カード VポイントPay  バーチャルプリペイド ships an update every 4 months, 十八親和銀行アプリ every 5 weeks. Both last shipped on October 1, 2026.

## The numbers

| Metric | 三井住友カード VポイントPay  バーチャルプリペイド | 十八親和銀行アプリ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (69 ratings)](https://appshunter.io/ios/app/vpay/id1504833985/reviews) | **[4.9 (13 ratings)](https://appshunter.io/ios/app/id6449022777/reviews)** |
| Number of ratings | **69** | 13 |
| Positive reviews | 9.4% of reviews | **40.0% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 4 months | **Every 5 weeks** |
| Monetization | Ad-supported | — |
| Size | 41 MB | 110 MB |
| Requires iOS | 15.0 | **14.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [三井住友カード株式会社](https://appshunter.io/developer/838138455) | [十八親和銀行](https://appshunter.io/developer/593801211) |

## What reviewers say

### 三井住友カード VポイントPay  バーチャルプリペイド

[App page](https://appshunter.io/ios/app/vpay/id1504833985)

This app allows you to use your accumulated V Points for payments at Visa and iD merchants, both in-store and online. You can easily register, charge your points, and even link credit cards or bank accounts for seamless transactions. It also offers features to earn more points and manage your spending securely.

**Highlights:** Use V Points for payments, Charge points from credit cards/bank accounts, Apple Pay and iD compatible, Online shopping payments, Earn points at V Point partners, View transaction history, Temporary payment suspension

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### 十八親和銀行アプリ

[App page](https://appshunter.io/ios/app/id6449022777)

**In-app purchases:** none


## Frequently asked questions

### Is 三井住友カード VポイントPay  バーチャルプリペイド free?

三井住友カード VポイントPay  バーチャルプリペイド is free to download, with no in-app purchases.

### Is 十八親和銀行アプリ free?

十八親和銀行アプリ is free to download, with no in-app purchases.

### Which has better reviews, 三井住友カード VポイントPay  バーチャルプリペイド or 十八親和銀行アプリ?

十八親和銀行アプリ is rated higher. 三井住友カード VポイントPay  バーチャルプリペイド averages 4.4 out of 5 from 69 ratings, while 十八親和銀行アプリ averages 4.9 from 13 ratings.

### Do 三井住友カード VポイントPay  バーチャルプリペイド or 十八親和銀行アプリ have ads?

十八親和銀行アプリ shows ads; 三井住友カード VポイントPay  バーチャルプリペイド does not.

### Which is updated more often, 三井住友カード VポイントPay  バーチャルプリペイド or 十八親和銀行アプリ?

三井住友カード VポイントPay  バーチャルプリペイド ships an update every 4 months, and 十八親和銀行アプリ every 5 weeks. Most recently, 三井住友カード VポイントPay  バーチャルプリペイド was updated on October 1, 2026 and 十八親和銀行アプリ on October 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*