# Sprive vs Subception

The clearest difference is in-app purchases: Sprive at none against Subception's 1. Sprive also leads on iOS requirement (15.1 vs 26.0). Subception's advantage is update cadence (every 3 days vs weekly). On price, ads and device support there is nothing between them.

Both are free to download. Subception sells 1 one-off in-app purchase. Sprive asks for nothing beyond the download.

Sprive ships an update weekly, Subception every 3 days. The most recent releases landed on October 18, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | Sprive | Subception |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (5 ratings)](https://appshunter.io/ios/app/sprive-mortgage-free-faster/id1504836142/reviews)** | — |
| Number of ratings | **5** | — |
| Positive reviews | 78.7% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Weekly | **Every 3 days** |
| Monetization | Free with in-app purchases | — |
| Size | 121 MB | 9 MB |
| Requires iOS | **15.1** | 26.0 |
| Devices | iPhone, iPod | **iPhone, iPad, Mac** |
| Age rating | 4+ | 4+ |
| Developer | [Sprive Limited](https://appshunter.io/developer/1504836141) | [NetSmiths Ltd](https://appshunter.io/developer/6793574762) |

## What reviewers say

### Sprive

[App page](https://appshunter.io/ios/app/sprive-mortgage-free-faster/id1504836142)

This app helps homeowners pay off their mortgages faster by automatically saving spare cash and earning cashback rewards from everyday shopping. It allows one-tap overpayments to lenders and provides tools to track savings and remortgage potential.

**Highlights:** Cash rewards on everyday shopping, Automatic savings for mortgage overpayments, One-tap mortgage overpayments, Mortgage savings calculator, Remortgage insights, Track home equity

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 💰 Free money towards mortgage
- 🔒 Secure app
- 📈 Helps pay off mortgage faster
- 🤑 Cashback on everyday spending

**What reviewers complain about**

- 🐛 Glitchy and buggy app
- 🕰️ Clunky process to buy vouchers
- 🤔 Limited retailer options
- 🔍 Difficult to navigate app
- 🔑 Frequent log-outs and sign-in issues

**Reported bugs**

- App crashes and freezes frequently
- Voucher balances not updating correctly
- Mortgage details not syncing properly
- Surveys often fail to complete
- Unexpected charges and deductions from accounts

**Requested features**

- Add more retailers like Aldi, Lidl, and Smyths
- Improve app stability and reduce glitches
- Streamline the voucher purchase process
- Introduce automatic transaction tracking
- Allow mortgage overpayments without vouchers


### Subception

[App page](https://appshunter.io/ios/app/subception-subscriptions/id6794835528)

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Subception Founder | $19.99 | one-time |


## Frequently asked questions

### Is Sprive free?

Sprive is free to download, with no in-app purchases.

### Is Subception free?

Subception is free to download, with in-app purchases available.

### Do Sprive or Subception have ads?

Neither Sprive nor Subception shows ads.

### Which is updated more often, Sprive or Subception?

Sprive ships an update weekly, and Subception every 3 days. Most recently, Sprive was updated on October 18, 2026 and Subception on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*