# АПК Банк Онлайн vs Кредит на карту 0%

АПК Банк Онлайн and Кредит на карту 0% both sit at 4.8 stars, but that hides the real split: 83% of Кредит на карту 0%'s written reviews are positive against 37% of АПК Банк Онлайн's. Кредит на карту 0% also leads on device support (3 vs 1). АПК Банк Онлайн's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, rating, ratings volume and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Кредит на карту 0% holds the better App Store score, 5.0 against 4.8. Both are backed by a comparable volume of ratings — 6 and 6 respectively. Written reviews point the same way: 37% of АПК Банк Онлайн's written reviews are positive against 83% of Кредит на карту 0%'s.

АПК Банк Онлайн ships an update every 4 weeks, Кредит на карту 0% every 4 months. The most recent releases landed on October 24, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | АПК Банк Онлайн | Кредит на карту 0% |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (6 ratings)](https://appshunter.io/ios/app/id1504867207/reviews) | **[5.0 (6 ratings)](https://appshunter.io/ios/app/0-rfinance/id1612952734/reviews)** |
| Number of ratings | 6 | 6 |
| Positive reviews | 36.8% of reviews | **82.6% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 4 weeks** | Every 4 months |
| Monetization | **Free** | Free with in-app purchases |
| Size | 37 MB | 37 MB |
| Requires iOS | 16.0 | **15.6** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [JSCB AGROPROMCREDIT](https://appshunter.io/developer/1504867206) | [Авион](https://appshunter.io/developer/1612952916) |

## What reviewers say

### АПК Банк Онлайн

[App page](https://appshunter.io/ios/app/id1504867207)

Manage your finances easily with this banking app. Access account details, make payments, transfer funds, and analyze spending. Offers a user-friendly interface in Russian and English.

**Highlights:** View account and deposit information, Pay loans and utility bills, Transfer funds between accounts and to other banks, Currency conversion, Open and close deposits, Set up recurring payments and templates, Analyze spending patterns

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Кредит на карту 0%

[App page](https://appshunter.io/ios/app/0-rfinance/id1612952734)

Quickly obtain online loans directly to your card without visiting a bank. This finance app offers a streamlined process for microloans, making financial assistance fast, convenient, and accessible. Apply in minutes with transparent terms and conditions.

**Highlights:** Instant online loan applications, Loans directly to your card, No bank visits or extensive paperwork, Transparent terms and conditions, Quick approval process, Accessible financial assistance

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is АПК Банк Онлайн free?

АПК Банк Онлайн is free to download, with no in-app purchases.

### Is Кредит на карту 0% free?

Кредит на карту 0% is free to download, with no in-app purchases.

### Which has better reviews, АПК Банк Онлайн or Кредит на карту 0%?

Кредит на карту 0% is rated higher. АПК Банк Онлайн averages 4.8 out of 5 from 6 ratings, while Кредит на карту 0% averages 5.0 from 6 ratings.

### Do АПК Банк Онлайн or Кредит на карту 0% have ads?

Кредит на карту 0% shows ads; АПК Банк Онлайн does not.

### Which is updated more often, АПК Банк Онлайн or Кредит на карту 0%?

АПК Банк Онлайн ships an update every 4 weeks, and Кредит на карту 0% every 4 months. Most recently, АПК Банк Онлайн was updated on October 24, 2026 and Кредит на карту 0% on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*