# АПК Банк Онлайн vs ПАО “НИКО

The clearest difference is rating: ПАО “НИКО at 5.0 against АПК Банк Онлайн's 4.8. On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ПАО “НИКО holds the better App Store score, 5.0 against 4.8. Both are backed by a comparable volume of ratings — 5 and 2 respectively.

АПК Банк Онлайн ships an update every 4 weeks, ПАО “НИКО every 6 weeks. The most recent releases landed on September 9, 2026 and August 9, 2026 respectively.

## The numbers

| Metric | АПК Банк Онлайн | ПАО “НИКО |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (5 ratings)](https://appshunter.io/ios/app/id1504867207/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/id6443673166/reviews)** |
| Number of ratings | **5** | 2 |
| Positive reviews | 36.8% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 weeks** | Every 6 weeks |
| Monetization | Free | Free |
| Size | 37 MB | 38 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [JSCB AGROPROMCREDIT](https://appshunter.io/developer/1504867206) | [НИКО-БАНК](https://appshunter.io/developer/1503444739) |

## What reviewers say

### АПК Банк Онлайн

[App page](https://appshunter.io/ios/app/id1504867207)

Manage your finances easily with this banking app. Access account details, make payments, transfer funds, and analyze spending. Offers a user-friendly interface in Russian and English.

**Highlights:** View account and deposit information, Pay loans and utility bills, Transfer funds between accounts and to other banks, Currency conversion, Open and close deposits, Set up recurring payments and templates, Analyze spending patterns

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### ПАО “НИКО

[App page](https://appshunter.io/ios/app/id6443673166)

Manage your banking needs remotely. Perform transactions, open accounts, view statements, and order cards without visiting a branch. Offers a comprehensive suite of financial operations.

**Highlights:** Perform bank transfers, Open accounts and deposits, View account statements, Order bank cards, Conduct banking operations remotely

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is АПК Банк Онлайн free?

АПК Банк Онлайн is free to download, with no in-app purchases.

### Is ПАО “НИКО free?

ПАО “НИКО is free to download, with no in-app purchases.

### Which has better reviews, АПК Банк Онлайн or ПАО “НИКО?

ПАО “НИКО is rated higher. АПК Банк Онлайн averages 4.8 out of 5 from 5 ratings, while ПАО “НИКО averages 5.0 from 2 ratings.

### Do АПК Банк Онлайн or ПАО “НИКО have ads?

Neither АПК Банк Онлайн nor ПАО “НИКО shows ads.

### Which is updated more often, АПК Банк Онлайн or ПАО “НИКО?

АПК Банк Онлайн ships an update every 4 weeks, and ПАО “НИКО every 6 weeks. Most recently, АПК Банк Онлайн was updated on September 9, 2026 and ПАО “НИКО on August 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*