# АПК Банк Онлайн vs Джони Займ

The clearest difference is rating: АПК Банк Онлайн at 4.8 against Джони Займ's 4.3. АПК Банк Онлайн also leads on update cadence (every 4 weeks vs every 2 months). Джони Займ's advantage is review sentiment (64% vs 37%) and device support (3 vs 1). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

АПК Банк Онлайн holds the better App Store score, 4.8 against 4.3. Both are backed by a comparable volume of ratings — 6 and 6 respectively. Written reviews complicate that: 37% of АПК Банк Онлайн's written reviews are positive against 64% of Джони Займ's, so the app with the better star average is not the one people write more warmly about.

АПК Банк Онлайн ships an update every 4 weeks, Джони Займ every 2 months. The most recent releases landed on November 3, 2026 and November 8, 2026 respectively.

## The numbers

| Metric | АПК Банк Онлайн | Джони Займ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (6 ratings)](https://appshunter.io/ios/app/id1504867207/reviews)** | [4.3 (6 ratings)](https://appshunter.io/ios/app/id6472654754/reviews) |
| Number of ratings | 6 | 6 |
| Positive reviews | 36.8% of reviews | **63.6% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 37 MB | 41 MB |
| Requires iOS | 16.0 | **13.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [JSCB AGROPROMCREDIT](https://appshunter.io/developer/1504867206) | [AVION займы](https://appshunter.io/developer/1717403547) |

## What reviewers say

### АПК Банк Онлайн

[App page](https://appshunter.io/ios/app/id1504867207)

Manage your finances easily with this banking app. Access account details, make payments, transfer funds, and analyze spending. Offers a user-friendly interface in Russian and English.

**Highlights:** View account and deposit information, Pay loans and utility bills, Transfer funds between accounts and to other banks, Currency conversion, Open and close deposits, Set up recurring payments and templates, Analyze spending patterns

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Джони Займ

[App page](https://appshunter.io/ios/app/id6472654754)

This app provides quick and convenient access to microloans, offering a financial safety net for urgent needs. It features an intuitive interface for fast loan applications and secure transactions, available 24/7 from anywhere.

**Highlights:** Fast loan approval, Intuitive interface, 24/7 access, Secure transactions, Financial flexibility

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is АПК Банк Онлайн free?

АПК Банк Онлайн is free to download, with no in-app purchases.

### Is Джони Займ free?

Джони Займ is free to download, with no in-app purchases.

### Which has better reviews, АПК Банк Онлайн or Джони Займ?

АПК Банк Онлайн is rated higher. АПК Банк Онлайн averages 4.8 out of 5 from 6 ratings, while Джони Займ averages 4.3 from 6 ratings.

### Do АПК Банк Онлайн or Джони Займ have ads?

Neither АПК Банк Онлайн nor Джони Займ shows ads.

### Which is updated more often, АПК Банк Онлайн or Джони Займ?

АПК Банк Онлайн ships an update every 4 weeks, and Джони Займ every 2 months. Most recently, АПК Банк Онлайн was updated on November 3, 2026 and Джони Займ on November 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*