Comparison

Fidesmo vs Odix Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fidesmo

Manage contactless payment connections on your wearable device. Activate, pause, resume, or block payments with ease. This platform connects service providers and device manufacturers for secure NFC transactions.

Highlights
  • Manage Fidesmo Pay connection
  • Activate payments
  • Pause payments
  • Resume payments
  • Block payments
  • Secure NFC platform
Read full description

Fidesmo brings security to the ever-growing world of contactless transactions. We unite service providers and device manufacturers in a single, secure and scalable NFC platform on a global scale – opening up a world of opportunities to the untapped potential of contactless transactions. With the Fidesmo iPhone app you can manage the Fidesmo Pay connection on your wearable to activate, pause, resume and block payments (see more info at https://fidesmo.com/pay). Visit fidesmo.com/consumer/support if you have any issues.

About

Odix Pay

Manage your money with a crypto-enabled card and a personal euro IBAN. Top up using stablecoins, send funds to banks and friends, and make everyday payments. The app offers spending insights and secure controls for your transactions.

Highlights
  • Crypto card top-up with USDT/USDC
  • Virtual and physical card payments
  • Personal euro IBAN for SEPA transfers
  • Send money to banks and friends
  • Spending insights and budgeting
  • Add card to Apple Pay/Google Pay
  • Travel booking and lounge access
Features
Read full description

Your Money. Your Move. Odix Pay is a crypto card and money app. Top up your Odix card with stablecoins (USDT or USDC), send money to banks and friends, and get a personal euro IBAN, all in one redesigned app. CRYPTO CARD: TOP UP WITH USDT AND USDC - Top up your Odix card with USDT or USDC stablecoins, in supported countries - Spend your balance with a virtual or physical card, online and in stores - A stablecoin card for travel and everyday payments Odix Pay is not a crypto wallet, does not provide any crypto custody service, and does not operate as a crypto buy/sell, Bitcoin/BTC or crypto investment platform. Odix does not give investment advice. WHAT'S NEW - A new app design, starting with a fresh home screen - Spending insights: see where your money goes - A personal euro IBAN to receive SEPA transfers in your own name (where available) CARDS - Virtual and physical Odix prepaid cards, managed in the app - Pay online and in stores at home and when you travel, wherever your card is accepted - Add your card to Apple Pay or Google Pay, depending on your card - Redesigned card controls: freeze a card in the app and the other cards keep working - Approve online payments in the app or with an SMS code, depending on your card - Withdraw cash at ATMs with a physical card SEND AND RECEIVE MONEY - Send money to bank accounts at home and abroad - Pay friends by Odix ID, phone number or email, usually within minutes, even across countries - Send to Turkish bank accounts via FAST and to euro accounts via SEPA - Keep your balance in what you add, and send money to bank accounts in their local currency PERSONAL EURO IBAN - Get a personal euro IBAN in your own name and receive SEPA transfers from your employer, family or friends (where available) ADD MONEY YOUR WAY - Top up with Apple Pay, with a debit or credit card, with a card transfer from your bank's app, or with bank and local payment methods TRAVEL - Book flights, stays and car rentals in the app - Airport lounge access for Odix users: check eligibility and visits in the app SAFE AND IN YOUR CONTROL - Identity check with an ID document and a selfie or face video - Notifications for your payments - Help in the app and at support@odixpay.com Odix Pay services are provided by Odix and its licensed partners. Features and availability depend on your country. Terms: https://odixpay.com/terms Privacy: https://odixpay.com/privacy

Screenshots

Fidesmo4 screens
Odix Pay4 screens

Verdict

The call

The clearest difference is review sentiment: Odix Pay at 72% against Fidesmo's 0%. Odix Pay also leads on update cadence (every 3 days vs every 5 weeks) and ratings volume (16 vs 1). Fidesmo's advantage is rating (5.0 vs 3.1) and ads (none vs shown). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Fidesmo holds the better App Store score, 5.0 against 3.1. That said, the two scores are not equally well evidenced: Odix Pay has 16 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 0% of Fidesmo's written reviews are positive against 72% of Odix Pay's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Fidesmo ships an update every 5 weeks, Odix Pay every 3 days. The most recent releases landed on November 7, 2026 and November 4, 2026 respectively.

Scorecard6 real differences · 4 level
Fidesmo versus Odix Pay: the parameters behind the verdict, then further details
ParameterFidesmoOdix Pay
PriceFreeFree
Rating5.0 (1 ratings) — better3.1 (16 ratings)
Positive reviews0.0% of reviews72.0% of reviews — better
Number of ratings116 — better
Update frequencyEvery 5 weeksEvery 3 days — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size20 MB182 MB
Age rating4+17+
DeveloperFidesmo ABOdix Technology

Customer experience

Fidesmo

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Odix Pay

All ratings16 ratings
Positive56.3%
Neutral0.0%
Negative43.8%
Written reviews50 reviews
Positive72.0%
Neutral4.0%
Negative24.0%

Bugs and requests

Fidesmo

Not enough reviews yet to summarise bugs or requests.

Odix Pay

Reported bugs

13 issues
  • Cannot delete account
  • App is buggy and glitchy
  • Checkout process errors
  • Login issues
  • Features not displaying fully
Show 8 more
  • API response data is null
  • Card does not connect to Apple Pay
  • UI is slow and glitchy
  • Cannot log in
  • Verification issues
  • Cannot get into the app, requires update that doesn't exist
  • Account blocked after deposit
  • Registration page errors with email

Requested features

3 requests
  • Option to change military time to regular time
  • Add more coin options
  • Allow users under 18 to use the app

In-app purchases

None

Fidesmo

No in-app purchases

None

Odix Pay

No in-app purchases

Questions

Is Fidesmo free?
Fidesmo is free to download, with no in-app purchases.
Is Odix Pay free?
Odix Pay is free to download, with no in-app purchases.
Which has better reviews, Fidesmo or Odix Pay?
Fidesmo is rated higher. Fidesmo averages 5.0 out of 5 from 1 ratings, while Odix Pay averages 3.1 from 16 ratings.
Do Fidesmo or Odix Pay have ads?
Odix Pay shows ads; Fidesmo does not.
Which is updated more often, Fidesmo or Odix Pay?
Fidesmo ships an update every 5 weeks, and Odix Pay every 3 days. Most recently, Fidesmo was updated on November 7, 2026 and Odix Pay on November 4, 2026.

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