# Smart Money. vs Cashews

The clearest difference is review sentiment: Smart Money. at 100% against Cashews's 50%. Smart Money. also leads on monetization model (free with in-app purchases vs subscription) and rating (5.0 vs 4.5). Cashews's advantage is update cadence (every 3 days vs every 2 months) and ratings volume (70 vs 1). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Smart Money. sells 1 one-off in-app purchase and Cashews sells 9 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

Smart Money. holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Cashews has 70 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 100% of Smart Money.'s written reviews are positive against 50% of Cashews's.

Smart Money. ships an update every 2 months, Cashews every 3 days. The most recent releases landed on October 2, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | Smart Money. | Cashews |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/smart-money/id1505202004/reviews)** | [4.5 (70 ratings)](https://appshunter.io/ios/app/cashews/id1582436070/reviews) |
| Number of ratings | 1 | **70** |
| Positive reviews | **100.0% of reviews** | 50.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 days** |
| Monetization | **Free with in-app purchases** | Subscription |
| Size | 48 MB | 74 MB |
| Requires iOS | 17.6 | **15.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Lev Natalya](https://appshunter.io/developer/400746979) | [Cashews Finance LLC](https://appshunter.io/developer/1582436072) |

## What reviewers say

### Smart Money.

[App page](https://appshunter.io/ios/app/smart-money/id1505202004)

This finance app helps you manage and control your financial well-being. It offers a straightforward approach to financial management without advertisements.

**Highlights:** Financial well-being management, Financial control, Ad-free experience, Assistance for financial goals

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Wallets unlim | $19.99 | one-time |


### Cashews

[App page](https://appshunter.io/ios/app/cashews/id1582436070)

This app analyzes your income and expenses to tell you how much you can safely spend. It offers a unique approach to budgeting by focusing on your current financial health rather than rigid categories. Make informed decisions with a 'Can I afford it?' widget and achieve your financial goals.

**Highlights:** Connect to bank accounts, Analyze income and expenses, Predictive cash flow algorithm, Spendable money calculation, Financial goal setting, 'Can I afford it?' widget, Automated account syncing

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (9)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Cashews Finance Monthly | $3.99 | per month |
| Monthly | $5.99 | per month |
| Monthly | $8.99 | per month |
| Quarterly | $13.49 | per 3 months |
| Quarterly | $19.99 | per 3 months |
| Cashews Finance Annual | $39.99 | per year |
| Yearly | $59.99 | per year |
| Yearly | $59.99 | per year |
| Yearly | $69.99 | per year |


## Frequently asked questions

### Is Smart Money. free?

Smart Money. is free to download, with in-app purchases available.

### Is Cashews free?

Cashews is free to download, with in-app purchases available.

### Which has better reviews, Smart Money. or Cashews?

Smart Money. is rated higher. Smart Money. averages 5.0 out of 5 from 1 ratings, while Cashews averages 4.5 from 70 ratings.

### Do Smart Money. or Cashews have ads?

Neither Smart Money. nor Cashews shows ads.

### Which is updated more often, Smart Money. or Cashews?

Smart Money. ships an update every 2 months, and Cashews every 3 days. Most recently, Smart Money. was updated on October 2, 2026 and Cashews on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*