# Smart Money. vs NetWorthly

The clearest difference is ads: Smart Money. at none against NetWorthly's shown. NetWorthly's advantage is update cadence (monthly vs every 2 months) and iOS requirement (15.1 vs 17.6). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Smart Money. sells 1 one-off in-app purchase and NetWorthly sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Smart Money. ships an update every 2 months, NetWorthly monthly. The most recent releases landed on October 2, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | Smart Money. | NetWorthly |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/smart-money/id1505202004/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | Free with in-app purchases | — |
| Size | 48 MB | 45 MB |
| Requires iOS | 17.6 | **15.1** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Lev Natalya](https://appshunter.io/developer/400746979) | [Tony AI](https://appshunter.io/developer/1771887878) |

## What reviewers say

### Smart Money.

[App page](https://appshunter.io/ios/app/smart-money/id1505202004)

This finance app helps you manage and control your financial well-being. It offers a straightforward approach to financial management without advertisements.

**Highlights:** Financial well-being management, Financial control, Ad-free experience, Assistance for financial goals

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Wallets unlim | $19.99 | one-time |


### NetWorthly

[App page](https://appshunter.io/ios/app/networthly/id6789906951)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| NetWorthly Plus Monthly | $4.99 | per month |
| NetWorthly Plus Annual | $29.99 | per year |


## Frequently asked questions

### Is Smart Money. free?

Smart Money. is free to download, with in-app purchases available.

### Is NetWorthly free?

NetWorthly is free to download, with in-app purchases available.

### Do Smart Money. or NetWorthly have ads?

NetWorthly shows ads; Smart Money. does not.

### Which is updated more often, Smart Money. or NetWorthly?

Smart Money. ships an update every 2 months, and NetWorthly monthly. Most recently, Smart Money. was updated on October 2, 2026 and NetWorthly on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*