# 360分期贷 vs 微博钱包

The clearest difference is rating: 微博钱包 at 4.7 against 360分期贷's 1.5. 微博钱包 also leads on ads (none vs shown) and ratings volume (4.9K vs 2). 360分期贷's advantage is review sentiment (100% vs 91%) and iOS requirement (13.0 vs 15.0). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

微博钱包 holds the better App Store score, 4.7 against 1.5. That said, the two scores are not equally well evidenced: 微博钱包 has 4.9K ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 100% of 360分期贷's written reviews are positive against 91% of 微博钱包's, so the app with the better star average is not the one people write more warmly about.

360分期贷 ships an update every 3 weeks, 微博钱包 monthly. The most recent releases landed on October 21, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | 360分期贷 | 微博钱包 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.5 (2 ratings)](https://appshunter.io/ios/app/360/id1505284951/reviews) | **[4.7 (4.9K ratings)](https://appshunter.io/ios/app/id1559147669/reviews)** |
| Number of ratings | 2 | **4.9K** |
| Positive reviews | **100.0% of reviews** | 91.1% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | Ad-supported | **Free** |
| Size | 81 MB | 102 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [Fuzhou Qifu Online Microcredit Co., Ltd](https://appshunter.io/developer/1273977632) | [新浪支付](https://appshunter.io/developer/594141252) |

## What reviewers say

### 360分期贷

[App page](https://appshunter.io/ios/app/360/id1505284951)

This platform offers consumer installment loans with flexible repayment plans and competitive interest rates. It aims to provide quick financial solutions for users, supporting their spending needs and contributing to the real economy. Features include secure transactions and quality assurance for purchases.

**Highlights:** Consumer installment loans, Flexible repayment plans, Competitive interest rates, Secure transactions, Quality assurance for purchases, Online application and approval

**Features:** Vision Pro support

**In-app purchases:** none


### 微博钱包

[App page](https://appshunter.io/ios/app/id1559147669)

This platform offers a comprehensive financial service, including wallet management, payments, and access to low-interest loans from licensed institutions. It also provides exclusive discounts and robust security measures for personal information.

**Highlights:** Wallet account management, Recharge and withdrawal, Bank card payments, Low-interest loan applications, Exclusive discount services, Financial-grade security

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 360分期贷 free?

360分期贷 is free to download, with no in-app purchases.

### Is 微博钱包 free?

微博钱包 is free to download, with no in-app purchases.

### Which has better reviews, 360分期贷 or 微博钱包?

微博钱包 is rated higher. 360分期贷 averages 1.5 out of 5 from 2 ratings, while 微博钱包 averages 4.7 from 4.9K ratings.

### Do 360分期贷 or 微博钱包 have ads?

360分期贷 shows ads; 微博钱包 does not.

### Which is updated more often, 360分期贷 or 微博钱包?

360分期贷 ships an update every 3 weeks, and 微博钱包 monthly. Most recently, 360分期贷 was updated on October 21, 2026 and 微博钱包 on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*