# 360分期贷 vs 苏宁任性贷

The clearest difference is ads: 苏宁任性贷 at none against 360分期贷's shown. 苏宁任性贷 also leads on iOS requirement (11.0 vs 13.0). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

360分期贷 ships an update every 3 weeks, 苏宁任性贷 every 4 weeks. The most recent releases landed on August 12, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | 360分期贷 | 苏宁任性贷 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.5 (2 ratings)](https://appshunter.io/ios/app/360/id1505284951/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 3 weeks** | Every 4 weeks |
| Monetization | Ad-supported | — |
| Size | 81 MB | 89 MB |
| Requires iOS | 13.0 | **11.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [Fuzhou Qifu Online Microcredit Co., Ltd](https://appshunter.io/developer/1273977632) | [南京星联数字技术有限公司](https://appshunter.io/developer/1716523661) |

## What reviewers say

### 360分期贷

[App page](https://appshunter.io/ios/app/360/id1505284951)

This platform offers consumer installment loans with flexible repayment plans and competitive interest rates. It aims to provide quick financial solutions for users, supporting their spending needs and contributing to the real economy. Features include secure transactions and quality assurance for purchases.

**Highlights:** Consumer installment loans, Flexible repayment plans, Competitive interest rates, Secure transactions, Quality assurance for purchases, Online application and approval

**Features:** Vision Pro support

**In-app purchases:** none


### 苏宁任性贷

[App page](https://appshunter.io/ios/app/id6450258719)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is 360分期贷 free?

360分期贷 is free to download, with no in-app purchases.

### Is 苏宁任性贷 free?

苏宁任性贷 is free to download, with no in-app purchases.

### Do 360分期贷 or 苏宁任性贷 have ads?

360分期贷 shows ads; 苏宁任性贷 does not.

### Which is updated more often, 360分期贷 or 苏宁任性贷?

360分期贷 ships an update every 3 weeks, and 苏宁任性贷 every 4 weeks. Most recently, 360分期贷 was updated on August 12, 2026 and 苏宁任性贷 on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*