# Conservation First Bank vs OCB Banking

Conservation First Bank and OCB Banking both sit at 4.7 stars, but that hides the real split: 83% of OCB Banking's written reviews are positive against 0% of Conservation First Bank's. OCB Banking also leads on monetization model (free vs ad-supported) and ratings volume (323 vs 75). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for Conservation First Bank against 4.5 for OCB Banking. Both are backed by a comparable volume of ratings — 75 and 323 respectively. Written reviews are what separate them: 0% of Conservation First Bank's written reviews are positive against 83% of OCB Banking's.

Conservation First Bank ships an update every 4 months, OCB Banking every 3 months. The most recent releases landed on November 7, 2026 and November 8, 2026 respectively.

## The numbers

| Metric | Conservation First Bank | OCB Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (75 ratings)](https://appshunter.io/ios/app/conservation-first-bank/id1505394066/reviews)** | [4.5 (323 ratings)](https://appshunter.io/ios/app/ocb-banking/id6472083312/reviews) |
| Number of ratings | 75 | **323** |
| Positive reviews | 0.0% of reviews | **82.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 3 months** |
| Monetization | Ad-supported | **Free** |
| Size | 107 MB | 117 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | iPhone, iPod | **iPhone, iPad, Apple Watch** |
| Age rating | 4+ | 17+ |
| Developer | [Conservation First Bank](https://appshunter.io/developer/1505393555) | [One Community Bank](https://appshunter.io/developer/1708473351) |

## What reviewers say

### Conservation First Bank

[App page](https://appshunter.io/ios/app/conservation-first-bank/id1505394066)

Manage your finances on the go with 24/7 access to your accounts. View balances, deposit checks, transfer funds, and pay bills. You can also manage your debit card, set alerts, and more.

**Highlights:** Account balance and transaction history, Mobile check deposit, Fund transfers, Bill payment, Debit card management, Customizable alerts

**Features:** Apple Wallet

**In-app purchases:** none


### OCB Banking

[App page](https://appshunter.io/ios/app/ocb-banking/id6472083312)

Manage your finances on the go with this mobile banking application. Check balances, transfer funds, make payments, and view transactions securely from anywhere. It offers a comprehensive solution for both personal and business banking needs.

**Highlights:** Check account balances, View recent transactions, Transfer funds between accounts, Make deposits, Pay bills, Check credit score, Find ATM/ITM locations

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Convenient and easy to navigate
- 👍 Very user friendly
- 👍 Functional and comprehensive
- 👍 Helpful for managing finances

**What reviewers complain about**

- 🐛 Slow update of account balances
- 🐛 Difficulty monitoring credit card
- 🐛 Confusing credit card bill search
- 🐛 Limited functionality
- 🐛 Limited customization

**Reported bugs**

- Password reset required frequently
- Keyboard does not appear for login fields
- Cannot deposit checks on iPad version
- App freezes
- App is down

**Requested features**

- Make accessing Zelle easier from the Home Screen
- Direct credit card access within the app
- Improve credit card bill search functionality
- Add a checkbox next to each transaction for ledger tracking
- Improve password management and login process


## Frequently asked questions

### Is Conservation First Bank free?

Conservation First Bank is free to download, with no in-app purchases.

### Is OCB Banking free?

OCB Banking is free to download, with no in-app purchases.

### Which has better reviews, Conservation First Bank or OCB Banking?

Conservation First Bank is rated higher. Conservation First Bank averages 4.7 out of 5 from 75 ratings, while OCB Banking averages 4.5 from 323 ratings.

### Do Conservation First Bank or OCB Banking have ads?

Neither Conservation First Bank nor OCB Banking shows ads.

### Which is updated more often, Conservation First Bank or OCB Banking?

Conservation First Bank ships an update every 4 months, and OCB Banking every 3 months. Most recently, Conservation First Bank was updated on November 7, 2026 and OCB Banking on November 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*