# ZEN.COM vs PayZen

The clearest difference is rating: ZEN.COM at 4.6 against PayZen's 1.0. ZEN.COM also leads on update cadence (every 6 days vs every 3 months) and review sentiment (45% vs 20%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ZEN.COM holds the better App Store score, 4.6 against 1.0. That said, the two scores are not equally well evidenced: ZEN.COM has 651 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 45% of ZEN.COM's written reviews are positive against 20% of PayZen's.

ZEN.COM ships an update every 6 days, PayZen every 3 months. The most recent releases landed on October 25, 2026 and October 23, 2026 respectively.

## The numbers

| Metric | ZEN.COM | PayZen |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (651 ratings)](https://appshunter.io/ios/app/zencom-multicurrency-account/id1505547865/reviews)** | [1.0 (3 ratings)](https://appshunter.io/ios/app/payzen/id1545562559/reviews) |
| Number of ratings | **651** | 3 |
| Positive reviews | **45.3% of reviews** | 20.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 days** | Every 3 months |
| Monetization | Free | Free |
| Size | 539 MB | 64 MB |
| Requires iOS | **15.0** | 16.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [UAB ZEN.COM](https://appshunter.io/developer/1505547864) | [Lyra Network](https://appshunter.io/developer/1057614766) |

## What reviewers say

### ZEN.COM

[App page](https://appshunter.io/ios/app/zencom-multicurrency-account/id1505547865)

Manage all your finances in one place. Send money, pay bills, shop online with cashback, and protect your purchases. Enjoy fair exchange rates and clear pricing for everyday spending and travel.

**Highlights:** Digital mobile wallet, Debit cards and transfers, Instant cashback deals, Purchase protection, Multi-currency account, Contactless payments, Send money

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### PayZen

[App page](https://appshunter.io/ios/app/payzen/id1545562559)

Accept payments anywhere using your smartphone or tablet. Create payment links, share them via QR code or message, and let customers pay securely online. Ideal for various sales scenarios and remote transactions.

**Highlights:** Create payment links, Accept payments remotely, QR code payment sharing, Multiple payment methods, Real-time payment tracking, Secure payment page

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ZEN.COM free?

ZEN.COM is free to download, with no in-app purchases.

### Is PayZen free?

PayZen is free to download, with no in-app purchases.

### Which has better reviews, ZEN.COM or PayZen?

ZEN.COM is rated higher. ZEN.COM averages 4.6 out of 5 from 651 ratings, while PayZen averages 1.0 from 3 ratings.

### Do ZEN.COM or PayZen have ads?

Neither ZEN.COM nor PayZen shows ads.

### Which is updated more often, ZEN.COM or PayZen?

ZEN.COM ships an update every 6 days, and PayZen every 3 months. Most recently, ZEN.COM was updated on October 25, 2026 and PayZen on October 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*