# ZEN.COM vs speedy.io

The clearest difference is review sentiment: speedy.io at 100% against ZEN.COM's 45%. ZEN.COM's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ZEN.COM ships an update every 6 days, speedy.io every 2 weeks. Both last shipped on November 3, 2026.

## The numbers

| Metric | ZEN.COM | speedy.io |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (654 ratings)](https://appshunter.io/ios/app/zencom-multicurrency-account/id1505547865/reviews)** | — |
| Number of ratings | **654** | — |
| Positive reviews | 45.3% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 6 days** | Every 2 weeks |
| Monetization | **Free** | Ad-supported |
| Size | 551 MB | 57 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [UAB ZEN.COM](https://appshunter.io/developer/1505547864) | [SPEEDY AG SP Z O O](https://appshunter.io/developer/1659641136) |

## What reviewers say

### ZEN.COM

[App page](https://appshunter.io/ios/app/zencom-multicurrency-account/id1505547865)

Manage all your finances in one place. Send money, pay bills, shop online with cashback, and protect your purchases. Enjoy fair exchange rates and clear pricing for everyday spending and travel.

**Highlights:** Digital mobile wallet, Debit cards and transfers, Instant cashback deals, Purchase protection, Multi-currency account, Contactless payments, Send money

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### speedy.io

[App page](https://appshunter.io/ios/app/speedyio/id1659641134)

This digital finance app helps small and medium businesses, freelancers, and contractors manage personal and business finances. It allows for easy online payments, international transactions with multiple currencies, and invoice generation. The platform also supports tracking cash flow and receiving payment notifications.

**Highlights:** Manage personal and business finances, Online payments with multiple currencies, Invoice generation and tracking, Cash flow management, International payments, Funding options: bank transfer, credit card, crypto

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is ZEN.COM free?

ZEN.COM is free to download, with no in-app purchases.

### Is speedy.io free?

speedy.io is free to download, with no in-app purchases.

### Do ZEN.COM or speedy.io have ads?

speedy.io shows ads; ZEN.COM does not.

### Which is updated more often, ZEN.COM or speedy.io?

ZEN.COM ships an update every 6 days, and speedy.io every 2 weeks. Most recently, ZEN.COM was updated on November 3, 2026 and speedy.io on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*