# ZEN.COM vs Modulr

The clearest difference is review sentiment: ZEN.COM at 45% against Modulr's 0%. ZEN.COM also leads on update cadence (every 6 days vs monthly). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ZEN.COM ships an update every 6 days, Modulr monthly. Both last shipped on November 3, 2026.

## The numbers

| Metric | ZEN.COM | Modulr |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (654 ratings)](https://appshunter.io/ios/app/zencom-multicurrency-account/id1505547865/reviews)** | — |
| Number of ratings | **654** | — |
| Positive reviews | **45.3% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 days** | Monthly |
| Monetization | Free | Free |
| Size | 551 MB | 25 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [UAB ZEN.COM](https://appshunter.io/developer/1505547864) | [Modulr Finance](https://appshunter.io/developer/1677181323) |

## What reviewers say

### ZEN.COM

[App page](https://appshunter.io/ios/app/zencom-multicurrency-account/id1505547865)

Manage all your finances in one place. Send money, pay bills, shop online with cashback, and protect your purchases. Enjoy fair exchange rates and clear pricing for everyday spending and travel.

**Highlights:** Digital mobile wallet, Debit cards and transfers, Instant cashback deals, Purchase protection, Multi-currency account, Contactless payments, Send money

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Modulr

[App page](https://appshunter.io/ios/app/modulr/id6446291360)

Streamline your payment approval process from anywhere. This companion app allows you to approve single, multiple, or batch payments directly from your mobile device, fitting approvals around your schedule. You can also view account balances in real-time.

**Highlights:** Approve single payments, Approve batch payments, View account balances, Approve on the move, Streamlined approvals process

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ZEN.COM free?

ZEN.COM is free to download, with no in-app purchases.

### Is Modulr free?

Modulr is free to download, with no in-app purchases.

### Do ZEN.COM or Modulr have ads?

Neither ZEN.COM nor Modulr shows ads.

### Which is updated more often, ZEN.COM or Modulr?

ZEN.COM ships an update every 6 days, and Modulr monthly. Most recently, ZEN.COM was updated on November 3, 2026 and Modulr on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*