# ZEN.COM vs Scallop

The clearest difference is rating: Scallop at 5.0 against ZEN.COM's 4.6. ZEN.COM's advantage is ratings volume (650 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scallop holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: ZEN.COM has 650 ratings behind it against 2, so its average is the more settled of the two.

ZEN.COM ships an update every 6 days, Scallop every 4 days. The most recent releases landed on October 22, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | ZEN.COM | Scallop |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (650 ratings)](https://appshunter.io/ios/app/zencom-multicurrency-account/id1505547865/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/scallop/id6746711366/reviews)** |
| Number of ratings | **650** | 2 |
| Positive reviews | 45.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 days | **Every 4 days** |
| Monetization | Free | Free |
| Size | 539 MB | 178 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [UAB ZEN.COM](https://appshunter.io/developer/1505547864) | [Scallop Group](https://appshunter.io/developer/1599717692) |

## What reviewers say

### ZEN.COM

[App page](https://appshunter.io/ios/app/zencom-multicurrency-account/id1505547865)

Manage all your finances in one place. Send money, pay bills, shop online with cashback, and protect your purchases. Enjoy fair exchange rates and clear pricing for everyday spending and travel.

**Highlights:** Digital mobile wallet, Debit cards and transfers, Instant cashback deals, Purchase protection, Multi-currency account, Contactless payments, Send money

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Scallop

[App page](https://appshunter.io/ios/app/scallop/id6746711366)

Manage multiple currencies and digital assets in one global wallet. Spend worldwide with virtual debit cards, send international transfers, and make local QR payments. Stay connected abroad with travel eSIMs.

**Highlights:** Multi-currency wallet (52+ currencies), Unified balance across assets, Virtual debit cards, International money transfers, Local QR payments, Travel eSIM data plans

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ZEN.COM free?

ZEN.COM is free to download, with no in-app purchases.

### Is Scallop free?

Scallop is free to download, with no in-app purchases.

### Which has better reviews, ZEN.COM or Scallop?

Scallop is rated higher. ZEN.COM averages 4.6 out of 5 from 650 ratings, while Scallop averages 5.0 from 2 ratings.

### Do ZEN.COM or Scallop have ads?

Neither ZEN.COM nor Scallop shows ads.

### Which is updated more often, ZEN.COM or Scallop?

ZEN.COM ships an update every 6 days, and Scallop every 4 days. Most recently, ZEN.COM was updated on October 22, 2026 and Scallop on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*