# ZEN.COM vs ShiftPay

The clearest difference is price: ZEN.COM at Free against ShiftPay's $2.99. ZEN.COM also leads on update cadence (weekly vs every 2 months). ShiftPay's advantage is iOS requirement (13.0 vs 15.0). On ads, in-app purchases and device support there is nothing between them.

ZEN.COM is free to download; ShiftPay costs $2.99 up front. Neither carries in-app purchases, so what you see is what you pay.

ZEN.COM ships an update weekly, ShiftPay every 2 months. The most recent releases landed on November 7, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | ZEN.COM | ShiftPay |
| --- | --- | --- |
| Price | **Free** | $2.99 |
| Rating | **[4.6 (653 ratings)](https://appshunter.io/ios/app/zencom-multicurrency-account/id1505547865/reviews)** | — |
| Number of ratings | **653** | — |
| Positive reviews | 45.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 2 months |
| Monetization | Free | — |
| Size | 384 MB | 26 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [UAB ZEN.COM](https://appshunter.io/developer/1505547864) | [Beijing Moguan Technology Co., Ltd](https://appshunter.io/developer/1482712686) |

## What reviewers say

### ZEN.COM

[App page](https://appshunter.io/ios/app/zencom-multicurrency-account/id1505547865)

Manage multiple currencies, make secure payments, and earn cashback on purchases with this digital wallet and card. Ideal for international shopping and travel, it offers fair exchange rates and purchase protection.

**Highlights:** Multicurrency account, Digital wallet, Contactless payments, Cashback rewards, Shopping protection, Money transfers

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### ShiftPay

[App page](https://appshunter.io/ios/app/shiftpay/id6770072091)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ZEN.COM free?

ZEN.COM is free to download, with no in-app purchases.

### Is ShiftPay free?

ShiftPay costs $2.99, with no in-app purchases.

### Do ZEN.COM or ShiftPay have ads?

Neither ZEN.COM nor ShiftPay shows ads.

### Which is updated more often, ZEN.COM or ShiftPay?

ZEN.COM ships an update weekly, and ShiftPay every 2 months. Most recently, ZEN.COM was updated on November 7, 2026 and ShiftPay on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*