# SpendNotes vs Smart Accountant.

The clearest difference is rating: SpendNotes at 4.8 against Smart Accountant.'s 4.3. SpendNotes also leads on ratings volume (397 vs 121). Smart Accountant.'s advantage is in-app purchases (none vs 3) and review sentiment (85% vs 71%). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. SpendNotes sells 3 in-app purchases, starting at $4.99 per 3 months. Smart Accountant. asks for nothing beyond the download.

SpendNotes holds the better App Store score, 4.8 against 4.3. Both are backed by a comparable volume of ratings — 397 and 121 respectively. Written reviews complicate that: 71% of SpendNotes's written reviews are positive against 85% of Smart Accountant.'s, so the app with the better star average is not the one people write more warmly about.

SpendNotes ships an update every 3 weeks, Smart Accountant. every 2 weeks. The most recent releases landed on September 21, 2026 and September 12, 2026 respectively.

## The numbers

| Metric | SpendNotes | Smart Accountant. |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (397 ratings)](https://appshunter.io/ios/app/spendnotes-budget-tracker/id1505752740/reviews)** | [4.3 (121 ratings)](https://appshunter.io/ios/app/smart-accountant/id1512487746/reviews) |
| Number of ratings | **397** | 121 |
| Positive reviews | 70.8% of reviews | **85.2% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | Freemium | **Free** |
| Size | 16 MB | 83 MB |
| Requires iOS | 15.0 | **11.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Suhaib Al-Absi](https://appshunter.io/developer/1505752739) | [Anwar Al Omari](https://appshunter.io/developer/1500964944) |

## What reviewers say

### SpendNotes

[App page](https://appshunter.io/ios/app/spendnotes-budget-tracker/id1505752740)

Easily track daily income and expenses with an intuitive interface. Organize transactions, set budgets, and monitor financial goals. Offers detailed analytics and customizable PDF reports for better financial control.

**Highlights:** Track expenses and income, Organize transactions by account, Create custom categories, Set daily, weekly, monthly, yearly budgets, Define saving goals, Finance overview with charts and tables, Detailed analytics and PDF reports

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendNotes Plus - 3 Months | $4.99 | per 3 months |
| SpendNotes Plus - Yearly | $14.99 | per year |
| SpendNotes Plus - Lifetime | $59.99 | one-time |

**What reviewers like**

- 👍 Easy to use and track spending
- ⭐️ Excellent for financial management
- 💰 Inexpensive subscription/purchase
- ✨ Highly customizable
- 💯 Best app of its kind

**What reviewers complain about**

- 🐛 Glitching during purchase
- 🤔 Some features not fully understood
- ⚠️ Widget issues after update
- 💸 Lifetime purchase price steep
- ❌ Inability to track category totals over time (initially)

**Reported bugs**

- App boots off when trying to purchase full version
- Widgets not showing properly after update
- Developer not responding to emails

**Requested features**

- Add a 'debts' section
- Add 'deposit', 'withdrawal', and 'savings' categories
- MAC compatibility
- Set budgets on a biweekly basis
- Add multiplication and division to the calculator


### Smart Accountant.

[App page](https://appshunter.io/ios/app/smart-accountant/id1512487746)

Manage personal and business finances with ease. Track expenses, classify accounts and movements, handle multiple currencies, and generate reports. Features auto-backup and multi-device synchronization.

**Highlights:** Fund management (exemption/suspension), Account and movement classification, Multi-currency support, Auto backup to Google Drive, Multi-device synchronization, Import/Export to Excel

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is SpendNotes free?

SpendNotes is free to download, with in-app purchases available.

### Is Smart Accountant. free?

Smart Accountant. is free to download, with no in-app purchases.

### Which has better reviews, SpendNotes or Smart Accountant.?

SpendNotes is rated higher. SpendNotes averages 4.8 out of 5 from 397 ratings, while Smart Accountant. averages 4.3 from 121 ratings.

### Do SpendNotes or Smart Accountant. have ads?

Neither SpendNotes nor Smart Accountant. shows ads.

### Which is updated more often, SpendNotes or Smart Accountant.?

SpendNotes ships an update every 3 weeks, and Smart Accountant. every 2 weeks. Most recently, SpendNotes was updated on September 21, 2026 and Smart Accountant. on September 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*