# SpendNotes vs Envy

The clearest difference is update cadence: Envy at every 6 days against SpendNotes's every 3 weeks. On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. SpendNotes sells 3 in-app purchases, starting at $4.99 per 3 months and Envy sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.8 for SpendNotes against 4.8 for Envy. Both are backed by a comparable volume of ratings — 406 and 831 respectively. Written reviews are what separate them: 69% of SpendNotes's written reviews are positive against 77% of Envy's.

SpendNotes ships an update every 3 weeks, Envy every 6 days. Both last shipped on October 21, 2026.

## The numbers

| Metric | SpendNotes | Envy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (406 ratings)](https://appshunter.io/ios/app/spendnotes-budget-tracker/id1505752740/reviews) | **[4.8 (831 ratings)](https://appshunter.io/ios/app/envy-envelope-budget-planner/id1569230951/reviews)** |
| Number of ratings | 406 | **831** |
| Positive reviews | 69.2% of reviews | **77.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 6 days** |
| Monetization | Freemium | Free with in-app purchases |
| Size | 15 MB | 6 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Suhaib Al-Absi](https://appshunter.io/developer/1505752739) | [Chimpanzee, LLC](https://appshunter.io/developer/1494416672) |

## What reviewers say

### SpendNotes

[App page](https://appshunter.io/ios/app/spendnotes-budget-tracker/id1505752740)

Easily track daily income and expenses with an intuitive interface. Organize transactions, set budgets, and monitor financial goals. Offers detailed analytics and customizable PDF reports for better financial control.

**Highlights:** Track expenses and income, Organize transactions by account, Create custom categories, Set daily, weekly, monthly, yearly budgets, Define saving goals, Finance overview with charts and tables, Detailed analytics and PDF reports

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendNotes Plus - 3 Months | $4.99 | per 3 months |
| SpendNotes Plus - Yearly | $14.99 | per year |
| SpendNotes Plus - Lifetime | $59.99 | one-time |

**What reviewers like**

- 👍 Easy to use and track spending
- ⭐️ Excellent for financial management
- 💰 Inexpensive subscription/purchase
- ✨ Highly customizable
- 💯 Best app of its kind

**What reviewers complain about**

- 🐛 Glitching during purchase
- 🤔 Some features not fully understood
- ⚠️ Widget issues after update
- 💸 Lifetime purchase price steep
- ❌ Inability to track category totals over time (initially)

**Reported bugs**

- App boots off when trying to purchase full version
- Widgets not showing properly after update
- Developer not responding to emails

**Requested features**

- Add a 'debts' section
- Add 'deposit', 'withdrawal', and 'savings' categories
- MAC compatibility
- Set budgets on a biweekly basis
- Add multiplication and division to the calculator


### Envy

[App page](https://appshunter.io/ios/app/envy-envelope-budget-planner/id1569230951)

Digitize your cash envelope budgeting system with this simple expense tracker. Organize your spending into unlimited digital envelopes, easily move transactions, and track your budget without linking bank accounts. Export your data and manage your money effectively.

**Highlights:** Unlimited digital envelopes, Quick deposit refills, Move transactions between envelopes, Start envelopes with negative balances, Export transactions as CSV, Manual transaction entry under 5 seconds

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Envy All Access | $9.99 | one-time |

**What reviewers like**

- 👍 Simple and easy to use
- 🚀 Straightforward envelope budgeting
- 🔒 No bank account required
- 💰 Affordable one-time purchase
- 🎨 Visually pleasing design

**What reviewers complain about**

- 🔍 Limited envelope customization (renaming, reordering, deleting)
- 🔢 Inability to track cents/pennies
- 🔗 No multi-device sync or sharing
- 🔢 Envelope balance rounding issues

**Reported bugs**

- Inconsistent behavior when adding/editing transactions
- Screen size/layout issues on some devices

**Requested features**

- Ability to sort/reorder envelopes
- Option to track cents/pennies
- Multi-device sync and sharing
- Recurring transaction scheduling
- Envelope budgeting templates or presets


## Frequently asked questions

### Is SpendNotes free?

SpendNotes is free to download, with in-app purchases available.

### Is Envy free?

Envy is free to download, with in-app purchases available.

### Which has better reviews, SpendNotes or Envy?

Envy is rated higher. SpendNotes averages 4.8 out of 5 from 406 ratings, while Envy averages 4.8 from 831 ratings.

### Do SpendNotes or Envy have ads?

Neither SpendNotes nor Envy shows ads.

### Which is updated more often, SpendNotes or Envy?

SpendNotes ships an update every 3 weeks, and Envy every 6 days. Most recently, SpendNotes was updated on October 21, 2026 and Envy on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*