# SpendNotes vs MoneyPlan

The clearest difference is review sentiment: SpendNotes at 69% against MoneyPlan's 0%. SpendNotes also leads on ads (none vs shown) and iOS requirement (15.0 vs 18.0). MoneyPlan's advantage is update cadence (every 6 days vs every 3 weeks). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. SpendNotes sells 3 in-app purchases, starting at $4.99 per 3 months and MoneyPlan sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

SpendNotes ships an update every 3 weeks, MoneyPlan every 6 days. The most recent releases landed on October 17, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | SpendNotes | MoneyPlan |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (406 ratings)](https://appshunter.io/ios/app/spendnotes-budget-tracker/id1505752740/reviews)** | — |
| Number of ratings | **406** | — |
| Positive reviews | **69.2% of reviews** | 0.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 3 weeks | **Every 6 days** |
| Monetization | Freemium | Free with in-app purchases |
| Size | 15 MB | 24 MB |
| Requires iOS | **15.0** | 18.0 |
| Devices | iPhone, iPad, iPod | **iPhone, iPad, Mac, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Suhaib Al-Absi](https://appshunter.io/developer/1505752739) | [Sori Games](https://appshunter.io/developer/391114892) |

## What reviewers say

### SpendNotes

[App page](https://appshunter.io/ios/app/spendnotes-budget-tracker/id1505752740)

Easily track daily income and expenses with an intuitive interface. Organize transactions, set budgets, and monitor financial goals. Offers detailed analytics and customizable PDF reports for better financial control.

**Highlights:** Track expenses and income, Organize transactions by account, Create custom categories, Set daily, weekly, monthly, yearly budgets, Define saving goals, Finance overview with charts and tables, Detailed analytics and PDF reports

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendNotes Plus - 3 Months | $4.99 | per 3 months |
| SpendNotes Plus - Yearly | $14.99 | per year |
| SpendNotes Plus - Lifetime | $59.99 | one-time |

**What reviewers like**

- 👍 Easy to use and track spending
- ⭐️ Excellent for financial management
- 💰 Inexpensive subscription/purchase
- ✨ Highly customizable
- 💯 Best app of its kind

**What reviewers complain about**

- 🐛 Glitching during purchase
- 🤔 Some features not fully understood
- ⚠️ Widget issues after update
- 💸 Lifetime purchase price steep
- ❌ Inability to track category totals over time (initially)

**Reported bugs**

- App boots off when trying to purchase full version
- Widgets not showing properly after update
- Developer not responding to emails

**Requested features**

- Add a 'debts' section
- Add 'deposit', 'withdrawal', and 'savings' categories
- MAC compatibility
- Set budgets on a biweekly basis
- Add multiplication and division to the calculator


### MoneyPlan

[App page](https://appshunter.io/ios/app/moneyplan-budget-tracker/id6759910739)

Manage your monthly budgets, track expenses, and gain spending insights with AI-powered transaction entry. Sync data across Apple devices and receive reminders for upcoming bills.

**Highlights:** AI-powered transaction entry with natural language, Import transactions from payment screenshots, Schedule fixed expenses with reminders, Monthly budget management by category, Spending reports and trend analysis, iCloud sync across Apple devices, Transaction tagging for easy search

**Features:** Apple Watch app, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium | $9.99 | one-time |


## Frequently asked questions

### Is SpendNotes free?

SpendNotes is free to download, with in-app purchases available.

### Is MoneyPlan free?

MoneyPlan is free to download, with in-app purchases available.

### Do SpendNotes or MoneyPlan have ads?

MoneyPlan shows ads; SpendNotes does not.

### Which is updated more often, SpendNotes or MoneyPlan?

SpendNotes ships an update every 3 weeks, and MoneyPlan every 6 days. Most recently, SpendNotes was updated on October 17, 2026 and MoneyPlan on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*