# SpendNotes vs SplitPal

The clearest difference is update cadence: SplitPal at every 8 days against SpendNotes's every 3 weeks. SpendNotes's advantage is iOS requirement (15.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. SpendNotes sells 3 in-app purchases, starting at $4.99 per 3 months and SplitPal sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

SpendNotes ships an update every 3 weeks, SplitPal every 8 days. The most recent releases landed on October 9, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | SpendNotes | SplitPal |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (405 ratings)](https://appshunter.io/ios/app/spendnotes-budget-tracker/id1505752740/reviews)** | — |
| Number of ratings | **405** | — |
| Positive reviews | 69.2% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 8 days** |
| Monetization | Freemium | — |
| Size | 15 MB | 44 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Suhaib Al-Absi](https://appshunter.io/developer/1505752739) | [yeow seng ooi](https://appshunter.io/developer/1879715051) |

## What reviewers say

### SpendNotes

[App page](https://appshunter.io/ios/app/spendnotes-budget-tracker/id1505752740)

Easily track daily income and expenses with an intuitive interface. Organize transactions, set budgets, and monitor financial goals. Offers detailed analytics and customizable PDF reports for better financial control.

**Highlights:** Track expenses and income, Organize transactions by account, Create custom categories, Set daily, weekly, monthly, yearly budgets, Define saving goals, Finance overview with charts and tables, Detailed analytics and PDF reports

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendNotes Plus - 3 Months | $4.99 | per 3 months |
| SpendNotes Plus - Yearly | $14.99 | per year |
| SpendNotes Plus - Lifetime | $59.99 | one-time |

**What reviewers like**

- 👍 Easy to use and track spending
- ⭐️ Excellent for financial management
- 💰 Inexpensive subscription/purchase
- ✨ Highly customizable
- 💯 Best app of its kind

**What reviewers complain about**

- 🐛 Glitching during purchase
- 🤔 Some features not fully understood
- ⚠️ Widget issues after update
- 💸 Lifetime purchase price steep
- ❌ Inability to track category totals over time (initially)

**Reported bugs**

- App boots off when trying to purchase full version
- Widgets not showing properly after update
- Developer not responding to emails

**Requested features**

- Add a 'debts' section
- Add 'deposit', 'withdrawal', and 'savings' categories
- MAC compatibility
- Set budgets on a biweekly basis
- Add multiplication and division to the calculator


### SplitPal

[App page](https://appshunter.io/ios/app/splitpal-split-bills/id6761250099)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SplitPal Pro Monthly | $4.99 | per month |
| SplitPal Pro Annual | $29.99 | per year |


## Frequently asked questions

### Is SpendNotes free?

SpendNotes is free to download, with in-app purchases available.

### Is SplitPal free?

SplitPal is free to download, with in-app purchases available.

### Do SpendNotes or SplitPal have ads?

Neither SpendNotes nor SplitPal shows ads.

### Which is updated more often, SpendNotes or SplitPal?

SpendNotes ships an update every 3 weeks, and SplitPal every 8 days. Most recently, SpendNotes was updated on October 9, 2026 and SplitPal on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*