# Access® Online vs INTRUST Bank

The clearest difference is review sentiment: INTRUST Bank at 54% against Access® Online's 25%. INTRUST Bank also leads on rating (4.8 vs 4.5) and ratings volume (8.6K vs 683). Access® Online's advantage is iOS requirement (16.0 vs 18.4). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

INTRUST Bank holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: INTRUST Bank has 8.6K ratings behind it against 683, so its average is the more settled of the two. Written reviews point the same way: 25% of Access® Online's written reviews are positive against 54% of INTRUST Bank's.

Access® Online ships an update every 2 months, INTRUST Bank monthly. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | Access® Online | INTRUST Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (683 ratings)](https://appshunter.io/ios/app/access-online/id1505822711/reviews) | **[4.8 (8.6K ratings)](https://appshunter.io/ios/app/intrust-bank/id1533878437/reviews)** |
| Number of ratings | 683 | **8.6K** |
| Positive reviews | 25.0% of reviews | **53.6% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | Free | Free |
| Size | 76 MB | 196 MB |
| Requires iOS | **16.0** | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Elan Financial Services](https://appshunter.io/developer/546380353) | [INTRUST Bank](https://appshunter.io/developer/476283668) |

## What reviewers say

### Access® Online

[App page](https://appshunter.io/ios/app/access-online/id1505822711)

Manage your corporate card accounts securely from your mobile device. View account status, payment details, and transaction history for the past 90 days. Attach receipts, dispute transactions, and monitor your credit.

**Highlights:** Account status and credit limit view, Payment due date tracking, 90-day transaction history access, Receipt attachment and deletion, Transaction dispute functionality, View open and closed accounts

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### INTRUST Bank

[App page](https://appshunter.io/ios/app/intrust-bank/id1533878437)

Manage your banking accounts conveniently and securely from your mobile device. View transactions, transfer funds, pay bills, deposit checks, and control your debit card. Get support and locate ATMs easily.

**Highlights:** View and manage accounts, Transfer funds between accounts, Pay bills, Deposit checks via mobile, Manage debit card features, Send money with Zelle®, Locate ATMs and banking centers

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 💻 Easy to use
- 🚀 Convenient features
- 🔒 Secure banking
- 🤝 Good customer service

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🔍 Confusing interface
- 📱 Mobile deposit issues
- ⚠️ Unreliable account balances

**Reported bugs**

- Login and sign-in problems
- Delayed transaction notifications
- Inconsistent mobile deposit functionality
- Sync issues between app and online banking

**Requested features**

- Improved mobile deposit process
- Clearer transaction details
- Customizable app layout
- 24/7 in-app support


## Frequently asked questions

### Is Access® Online free?

Access® Online is free to download, with no in-app purchases.

### Is INTRUST Bank free?

INTRUST Bank is free to download, with no in-app purchases.

### Which has better reviews, Access® Online or INTRUST Bank?

INTRUST Bank is rated higher. Access® Online averages 4.5 out of 5 from 683 ratings, while INTRUST Bank averages 4.8 from 8.6K ratings.

### Do Access® Online or INTRUST Bank have ads?

Neither Access® Online nor INTRUST Bank shows ads.

### Which is updated more often, Access® Online or INTRUST Bank?

Access® Online ships an update every 2 months, and INTRUST Bank monthly. Most recently, Access® Online was updated on October 24, 2026 and INTRUST Bank on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*