# VR Banking vs Beihilfe BW

The clearest difference is review sentiment: VR Banking at 92% against Beihilfe BW's 66%. VR Banking also leads on ratings volume (1K vs 4) and update cadence (monthly vs every 4 months). Beihilfe BW's advantage is rating (5.0 vs 4.8). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Beihilfe BW holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: VR Banking has 1K ratings behind it against 4, so its average is the more settled of the two. Written reviews complicate that: 92% of VR Banking's written reviews are positive against 66% of Beihilfe BW's, so the app with the better star average is not the one people write more warmly about.

VR Banking ships an update monthly, Beihilfe BW every 4 months. The most recent releases landed on October 22, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | VR Banking | Beihilfe BW |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (1K ratings)](https://appshunter.io/ios/app/vr-banking-einfach-sicher/id1505855171/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/beihilfe-bw/id1548703922/reviews)** |
| Number of ratings | **1K** | 4 |
| Positive reviews | **91.9% of reviews** | 66.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 4 months |
| Monetization | Free | Free |
| Size | 162 MB | 84 MB |
| Requires iOS | 17.6 | **16.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Atruvia AG](https://appshunter.io/developer/375341024) | [Landesamt fuer Besoldung und Versorgung Baden-Wuerttemberg](https://appshunter.io/developer/1534710662) |

## What reviewers say

### VR Banking

[App page](https://appshunter.io/ios/app/vr-banking-einfach-sicher/id1505855171)

Manage your finances and make payments conveniently from your smartphone. View all your accounts, transfer money, and even pay with your phone. It also offers sustainability insights and is TÜV-certified secure.

**Highlights:** Account overview and management, Real-time transfers and payments, Photo transfer functionality, Mobile contactless payments, Send/request money with Wero, CO₂ footprint analysis

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Fast and efficient
- 🔒 Secure and reliable
- 📱 Simple and intuitive interface
- 💳 Convenient for banking on the go

**What reviewers complain about**

- 🐛 Occasional login issues
- 🌐 Lack of English language support
- 💤 Slow updates and compatibility issues

**Reported bugs**

- App freezes or crashes on some devices
- Compatibility problems with iOS 16

**Requested features**

- Add English language option
- Improve compatibility with newer devices
- Introduce more customization options


### Beihilfe BW

[App page](https://appshunter.io/ios/app/beihilfe-bw/id1548703922)

Easily submit your reimbursement claims by photographing and securely transmitting your receipts. Receive confirmation directly on your device. Access your data exclusively.

**Highlights:** Secure receipt submission, Encrypted data transmission, In-app confirmation, Exclusive data access, Requires latest iOS version

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is VR Banking free?

VR Banking is free to download, with no in-app purchases.

### Is Beihilfe BW free?

Beihilfe BW is free to download, with no in-app purchases.

### Which has better reviews, VR Banking or Beihilfe BW?

Beihilfe BW is rated higher. VR Banking averages 4.8 out of 5 from 1K ratings, while Beihilfe BW averages 5.0 from 4 ratings.

### Do VR Banking or Beihilfe BW have ads?

Neither VR Banking nor Beihilfe BW shows ads.

### Which is updated more often, VR Banking or Beihilfe BW?

VR Banking ships an update monthly, and Beihilfe BW every 4 months. Most recently, VR Banking was updated on October 22, 2026 and Beihilfe BW on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*