# VR Banking vs ElsterSecure

The clearest difference is update cadence: VR Banking at monthly against ElsterSecure's every 4 months. VR Banking also leads on ratings volume (1K vs 89) and review sentiment (92% vs 84%). ElsterSecure's advantage is iOS requirement (15.0 vs 17.6). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for VR Banking against 4.7 for ElsterSecure. That said, the two scores are not equally well evidenced: VR Banking has 1K ratings behind it against 89, so its average is the more settled of the two. Written reviews are what separate them: 92% of VR Banking's written reviews are positive against 84% of ElsterSecure's.

VR Banking ships an update monthly, ElsterSecure every 4 months. Both last shipped on October 17, 2026.

## The numbers

| Metric | VR Banking | ElsterSecure |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1K ratings)](https://appshunter.io/ios/app/vr-banking-einfach-sicher/id1505855171/reviews)** | [4.7 (89 ratings)](https://appshunter.io/ios/app/elstersecure/id1579060331/reviews) |
| Number of ratings | **1K** | 89 |
| Positive reviews | **92.2% of reviews** | 84.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 4 months |
| Monetization | Free | Free |
| Size | 162 MB | 49 MB |
| Requires iOS | 17.6 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Atruvia AG](https://appshunter.io/developer/375341024) | [Bayerisches Landesamt fuer Steuern](https://appshunter.io/developer/1018163928) |

## What reviewers say

### VR Banking

[App page](https://appshunter.io/ios/app/vr-banking-einfach-sicher/id1505855171)

Manage your finances and make payments conveniently from your smartphone. View all your accounts, transfer money, and even pay with your phone. It also offers sustainability insights and is TÜV-certified secure.

**Highlights:** Account overview and management, Real-time transfers and payments, Photo transfer functionality, Mobile contactless payments, Send/request money with Wero, CO₂ footprint analysis

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Fast and efficient
- 🔒 Secure and reliable
- 📱 Simple and intuitive interface
- 💳 Convenient for banking on the go

**What reviewers complain about**

- 🐛 Occasional login issues
- 🌐 Lack of English language support
- 💤 Slow updates and compatibility issues

**Reported bugs**

- App freezes or crashes on some devices
- Compatibility problems with iOS 16

**Requested features**

- Add English language option
- Improve compatibility with newer devices
- Introduce more customization options


### ElsterSecure

[App page](https://appshunter.io/ios/app/elstersecure/id1579060331)

This app simplifies logging into your tax account by using your smartphone for authentication. Once set up, you won't need certificate files or usernames for access. It's designed for secure and convenient tax-related logins.

**Highlights:** Smartphone-based authentication, Eliminates need for certificate files, Simplifies tax account logins, QR code scanning for setup, Secure user account management

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is VR Banking free?

VR Banking is free to download, with no in-app purchases.

### Is ElsterSecure free?

ElsterSecure is free to download, with no in-app purchases.

### Which has better reviews, VR Banking or ElsterSecure?

VR Banking is rated higher. VR Banking averages 4.8 out of 5 from 1K ratings, while ElsterSecure averages 4.7 from 89 ratings.

### Do VR Banking or ElsterSecure have ads?

Neither VR Banking nor ElsterSecure shows ads.

### Which is updated more often, VR Banking or ElsterSecure?

VR Banking ships an update monthly, and ElsterSecure every 4 months. Most recently, VR Banking was updated on October 17, 2026 and ElsterSecure on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*