# VR Banking vs Split by Finanzguru

The clearest difference is update cadence: Split by Finanzguru at every 8 days against VR Banking's monthly. Split by Finanzguru also leads on iOS requirement (15.1 vs 17.6). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

VR Banking ships an update monthly, Split by Finanzguru every 8 days. The most recent releases landed on October 20, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | VR Banking | Split by Finanzguru |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1K ratings)](https://appshunter.io/ios/app/vr-banking-einfach-sicher/id1505855171/reviews)** | — |
| Number of ratings | **1K** | — |
| Positive reviews | 92.2% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 8 days** |
| Monetization | Free | Free |
| Size | 162 MB | 39 MB |
| Requires iOS | 17.6 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Atruvia AG](https://appshunter.io/developer/375341024) | [dwins GmbH](https://appshunter.io/developer/1206816529) |

## What reviewers say

### VR Banking

[App page](https://appshunter.io/ios/app/vr-banking-einfach-sicher/id1505855171)

Manage your finances and make payments conveniently from your smartphone. View all your accounts, transfer money, and even pay with your phone. It also offers sustainability insights and is TÜV-certified secure.

**Highlights:** Account overview and management, Real-time transfers and payments, Photo transfer functionality, Mobile contactless payments, Send/request money with Wero, CO₂ footprint analysis

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Fast and efficient
- 🔒 Secure and reliable
- 📱 Simple and intuitive interface
- 💳 Convenient for banking on the go

**What reviewers complain about**

- 🐛 Occasional login issues
- 🌐 Lack of English language support
- 💤 Slow updates and compatibility issues

**Reported bugs**

- App freezes or crashes on some devices
- Compatibility problems with iOS 16

**Requested features**

- Add English language option
- Improve compatibility with newer devices
- Introduce more customization options


### Split by Finanzguru

[App page](https://appshunter.io/ios/app/split-by-finanzguru/id6745176507)

Easily track and split expenses for travel, shared living, or group events. Settle up with friends and flatmates effortlessly, eliminating the need for manual calculations. Integrates with Finanzguru for seamless expense importing.

**Highlights:** Add and split expenses in various ways, View balances at a glance, Send reminders and settle up, Import expenses from Finanzguru, Free and ad-free experience

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is VR Banking free?

VR Banking is free to download, with no in-app purchases.

### Is Split by Finanzguru free?

Split by Finanzguru is free to download, with no in-app purchases.

### Do VR Banking or Split by Finanzguru have ads?

Neither VR Banking nor Split by Finanzguru shows ads.

### Which is updated more often, VR Banking or Split by Finanzguru?

VR Banking ships an update monthly, and Split by Finanzguru every 8 days. Most recently, VR Banking was updated on October 20, 2026 and Split by Finanzguru on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*