# UniON vs Spending Tracker and Manager

The clearest difference is ads: UniON at none against Spending Tracker and Manager's shown. UniON also leads on monetization model (free vs ad-supported). Spending Tracker and Manager's advantage is review sentiment (100% vs 71%) and update cadence (every 2 months vs every 3 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UniON ships an update every 3 months, Spending Tracker and Manager every 2 months. The most recent releases landed on November 7, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | UniON | Spending Tracker and Manager |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.2 (21 ratings)](https://appshunter.io/ios/app/union/id1506016126/reviews)** | — |
| Number of ratings | **21** | — |
| Positive reviews | 71.4% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | **Free** | Ad-supported |
| Size | 145 MB | 35 MB |
| Requires iOS | 12.0 | 12.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [UNION BANK LTD](https://appshunter.io/developer/1506012703) | [Livia Berce](https://appshunter.io/developer/1689898247) |

## What reviewers say

### UniON

[App page](https://appshunter.io/ios/app/union/id1506016126)

Manage all your Union Bank accounts from a single mobile platform. Perform essential banking tasks like checking balances, transferring funds, and paying bills with ease. This app simplifies your banking experience, putting control at your fingertips.

**Highlights:** Consolidated account view, Money transfers, Bill payments, Credit card management, Balance inquiries

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Spending Tracker and Manager

[App page](https://appshunter.io/ios/app/spending-tracker-and-manager/id6449623079)

Easily monitor, understand, and manage your expenses and income. This app provides tools to record transactions, visualize spending, and create custom categories to improve your financial habits.

**Highlights:** Expense and income transaction tracking, Integrated calculator, Calendar visualization of transactions, Customizable expense/income categories, Comprehensive spending charts, PDF and multiple format export, Password protection for data

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is UniON free?

UniON is free to download, with no in-app purchases.

### Is Spending Tracker and Manager free?

Spending Tracker and Manager is free to download, with no in-app purchases.

### Do UniON or Spending Tracker and Manager have ads?

Spending Tracker and Manager shows ads; UniON does not.

### Which is updated more often, UniON or Spending Tracker and Manager?

UniON ships an update every 3 months, and Spending Tracker and Manager every 2 months. Most recently, UniON was updated on November 7, 2026 and Spending Tracker and Manager on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*