# UniON vs xpenses

The clearest difference is in-app purchases: UniON at none against xpenses's 2. UniON also leads on iOS requirement (12.0 vs 17.0). xpenses's advantage is update cadence (fortnightly vs every 3 months). On price, ads and device support there is nothing between them.

Both are free to download. xpenses sells 2 in-app purchases, starting at $2.99 per month. UniON asks for nothing beyond the download.

UniON ships an update every 3 months, xpenses fortnightly. The most recent releases landed on November 7, 2026 and November 8, 2026 respectively.

## The numbers

| Metric | UniON | xpenses |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.2 (21 ratings)](https://appshunter.io/ios/app/union/id1506016126/reviews)** | — |
| Number of ratings | **21** | — |
| Positive reviews | 71.4% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | **Fortnightly** |
| Monetization | Free | — |
| Size | 145 MB | 3 MB |
| Requires iOS | **12.0** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [UNION BANK LTD](https://appshunter.io/developer/1506012703) | [Lev Poznyakov](https://appshunter.io/developer/1752358249) |

## What reviewers say

### UniON

[App page](https://appshunter.io/ios/app/union/id1506016126)

Manage all your Union Bank accounts from a single mobile platform. Perform essential banking tasks like checking balances, transferring funds, and paying bills with ease. This app simplifies your banking experience, putting control at your fingertips.

**Highlights:** Consolidated account view, Money transfers, Bill payments, Credit card management, Balance inquiries

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### xpenses

[App page](https://appshunter.io/ios/app/xpenses-spending-tracker/id6535679972)

**Features:** Family Sharing

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| xpenses+ monthly | $2.99 | per month |
| xpenses+ yearly | $19.99 | per year |


## Frequently asked questions

### Is UniON free?

UniON is free to download, with no in-app purchases.

### Is xpenses free?

xpenses is free to download, with in-app purchases available.

### Do UniON or xpenses have ads?

Neither UniON nor xpenses shows ads.

### Which is updated more often, UniON or xpenses?

UniON ships an update every 3 months, and xpenses fortnightly. Most recently, UniON was updated on November 7, 2026 and xpenses on November 8, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*