# XCel App. vs Solis Finance App

The clearest difference is review sentiment: Solis Finance App at 100% against XCel App.'s 29%. Solis Finance App also leads on rating (5.0 vs 3.1) and device support (3 vs 1). XCel App.'s advantage is update cadence (every 9 days vs monthly) and ratings volume (8 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Solis Finance App holds the better App Store score, 5.0 against 3.1. That said, the two scores are not equally well evidenced: XCel App. has 8 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 29% of XCel App.'s written reviews are positive against 100% of Solis Finance App's.

XCel App. ships an update every 9 days, Solis Finance App monthly. Both last shipped on November 3, 2026.

## The numbers

| Metric | XCel App. | Solis Finance App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.1 (8 ratings)](https://appshunter.io/ios/app/xcel-app/id1506145493/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/solis-finance-app/id1671601920/reviews)** |
| Number of ratings | **8** | 1 |
| Positive reviews | 29.4% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 9 days** | Monthly |
| Monetization | Free | Free |
| Size | 137 MB | 66 MB |
| Requires iOS | 16.6 | **15** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [XCel INC](https://appshunter.io/developer/1506145492) | [SOLIS MICROFINANCE LTD](https://appshunter.io/developer/1655766434) |

## What reviewers say

### XCel App.

[App page](https://appshunter.io/ios/app/xcel-app/id1506145493)

Manage your finances with this app. Send and receive money, pay bills, and buy virtual top-ups instantly. Open an account securely in minutes to start transacting.

**Highlights:** Secure account opening, Send and receive transfers, Pay bills, Buy virtual top-up, Instant transaction notifications

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Solis Finance App

[App page](https://appshunter.io/ios/app/solis-finance-app/id1671601920)

A digital banking app designed for informal workers, drivers, traders, entrepreneurs, and students in Ghana. It offers quick account setup, seamless mobile banking for payments and transfers, and real-time financial tracking. Built with advanced security, it provides access to credit and financial services anytime, anywhere.

**Highlights:** Quick account setup in under 5 minutes, Send/receive money, pay bills, top up airtime, Real-time transaction tracking and statements, Secure transactions with advanced protocols, Access to credit for gig workers and entrepreneurs, Financial ecosystem for saving and goal achievement

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is XCel App. free?

XCel App. is free to download, with no in-app purchases.

### Is Solis Finance App free?

Solis Finance App is free to download, with no in-app purchases.

### Which has better reviews, XCel App. or Solis Finance App?

Solis Finance App is rated higher. XCel App. averages 3.1 out of 5 from 8 ratings, while Solis Finance App averages 5.0 from 1 ratings.

### Do XCel App. or Solis Finance App have ads?

Neither XCel App. nor Solis Finance App shows ads.

### Which is updated more often, XCel App. or Solis Finance App?

XCel App. ships an update every 9 days, and Solis Finance App monthly. Most recently, XCel App. was updated on November 3, 2026 and Solis Finance App on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*