# XCel App. vs Payaza Notifier

The clearest difference is rating: Payaza Notifier at 5.0 against XCel App.'s 3.4. Payaza Notifier also leads on iOS requirement (13.4 vs 16.6). XCel App.'s advantage is ratings volume (7 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Payaza Notifier holds the better App Store score, 5.0 against 3.4. Both are backed by a comparable volume of ratings — 7 and 2 respectively.

XCel App. ships an update every 9 days, Payaza Notifier every 2 weeks. The most recent releases landed on September 16, 2026 and June 4, 2026 respectively.

## The numbers

| Metric | XCel App. | Payaza Notifier |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.4 (7 ratings)](https://appshunter.io/ios/app/xcel-app/id1506145493/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/payaza-notifier/id6737593725/reviews)** |
| Number of ratings | **7** | 2 |
| Positive reviews | 29.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 9 days** | Every 2 weeks |
| Monetization | Free | Free |
| Size | 136 MB | 21 MB |
| Requires iOS | 16.6 | **13.4** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [XCel INC](https://appshunter.io/developer/1506145492) | [BLAAIZ INNOVATIONS TECHNOLOGY LTD](https://appshunter.io/developer/1713385154) |

## What reviewers say

### XCel App.

[App page](https://appshunter.io/ios/app/xcel-app/id1506145493)

Manage your finances with this app. Open an account, send and receive money, pay bills, and buy virtual top-ups instantly. All transactions are secured and come with immediate notifications.

**Highlights:** Secure account opening, Send and receive transfers, Pay bills, Buy virtual top-up, Instant transaction notifications

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Payaza Notifier

[App page](https://appshunter.io/ios/app/payaza-notifier/id6737593725)

Receive instant payment confirmations for all transactions made via the Payaza platform. This official notification app ensures you are always aware of your financial activity.

**Highlights:** Instant payment confirmations, Official Payaza notifications, Real-time transaction alerts, Financial activity tracking

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is XCel App. free?

XCel App. is free to download, with no in-app purchases.

### Is Payaza Notifier free?

Payaza Notifier is free to download, with no in-app purchases.

### Which has better reviews, XCel App. or Payaza Notifier?

Payaza Notifier is rated higher. XCel App. averages 3.4 out of 5 from 7 ratings, while Payaza Notifier averages 5.0 from 2 ratings.

### Do XCel App. or Payaza Notifier have ads?

Neither XCel App. nor Payaza Notifier shows ads.

### Which is updated more often, XCel App. or Payaza Notifier?

XCel App. ships an update every 9 days, and Payaza Notifier every 2 weeks. Most recently, XCel App. was updated on September 16, 2026 and Payaza Notifier on June 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*