# Ziina vs HAL Pay

The clearest difference is ads: HAL Pay at none against Ziina's shown. HAL Pay also leads on device support (3 vs 1) and iOS requirement (15.6 vs 17.0). Ziina's advantage is update cadence (weekly vs monthly). On price and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Ziina ships an update weekly, HAL Pay monthly. Both last shipped on October 30, 2026.

## The numbers

| Metric | Ziina | HAL Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (854 ratings)](https://appshunter.io/ios/app/ziina-send-spend-get-paid/id1507246381/reviews)** | — |
| Number of ratings | **854** | — |
| Positive reviews | 54.4% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Weekly** | Monthly |
| Monetization | Free with in-app purchases | — |
| Size | 350 MB | 37 MB |
| Requires iOS | 17.0 | **15.6** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Ziina, Inc](https://appshunter.io/developer/1507246380) | [HALSIMPLIFY SOLUTIONS PRIVATE LIMITED](https://appshunter.io/developer/709229910) |

## What reviewers say

### Ziina

[App page](https://appshunter.io/ios/app/ziina-send-spend-get-paid/id1507246381)

This app offers a secure and fast platform for individuals and businesses in the UAE to send, receive, and manage money. It provides tools for personal payments, business transactions, and a digital card for spending, with features like QR codes and payment links.

**Highlights:** Send and receive money instantly, QR codes and payment links, Digital Ziina Card for spending, Tap to Pay on iPhone, Payment gateway integration, Payment keyboard for invoices

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Instant and fast transactions
- 👍 User-friendly interface
- 💰 Easy money transfers and bill splitting
- ⚡ Quick cashout process
- 🎯 Reliable payment processing

**What reviewers complain about**

- 😞 Poor customer service responsiveness
- 🔒 Account closure without explanation
- ⏳ Long account verification delays
- 💸 Hidden or unexpected fees
- 📵 Unresponsive support channels

**Reported bugs**

- Transaction glitch on Feb 25 2025 with missing payments
- Account verification stuck for extended periods
- KYC process rejecting valid documents repeatedly
- Cashout requests held beyond stated 2 working day SLA
- Transaction rejection causing account closure

**Requested features**

- Expansion to Qatar market
- Phone support line instead of WhatsApp only
- Multiple support channels for better accessibility
- Clearer communication on account status changes


### HAL Pay

[App page](https://appshunter.io/ios/app/hal-pay/id6736759821)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Ziina free?

Ziina is free to download, with no in-app purchases.

### Is HAL Pay free?

HAL Pay is free to download, with no in-app purchases.

### Do Ziina or HAL Pay have ads?

Ziina shows ads; HAL Pay does not.

### Which is updated more often, Ziina or HAL Pay?

Ziina ships an update weekly, and HAL Pay monthly. Most recently, Ziina was updated on October 30, 2026 and HAL Pay on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*