# TapIn Pay vs GhostCatch

The clearest difference is rating: GhostCatch at 5.0 against TapIn Pay's 3.0. TapIn Pay's advantage is in-app purchases (none vs 3) and update cadence (every 2 weeks vs monthly). On price, review sentiment, ratings volume and ads there is nothing between them.

Both are free to download. GhostCatch sells 3 in-app purchases, starting at $2.99 per month. TapIn Pay asks for nothing beyond the download.

GhostCatch holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 2 and 1 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

TapIn Pay ships an update every 2 weeks, GhostCatch monthly. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | TapIn Pay | GhostCatch |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (2 ratings)](https://appshunter.io/ios/app/tapin-pay/id1507308484/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/ghostcatch-sub-tracker/id6761310942/reviews)** |
| Number of ratings | **2** | 1 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Monthly |
| Monetization | **Free** | Freemium |
| Size | 114 MB | 105 MB |
| Requires iOS | **11.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Tapology Innovation Inc.](https://appshunter.io/developer/1590719918) | [Nguyen Thao Uyen](https://appshunter.io/developer/1888789303) |

## What reviewers say

### TapIn Pay

[App page](https://appshunter.io/ios/app/tapin-pay/id1507308484)

This app simplifies sending, spending, and saving money in Canada. It offers a free custom Mastercard, a unique payment link for in-person and online collections, and flexible e-transfer limits. Receive instant transaction notifications for enhanced financial security.

**Highlights:** Free custom Mastercard, Unique payment link for collections, Online payment collection via chat, Flexible e-transfer limits, Instant transaction notifications, Excel statement export

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### GhostCatch

[App page](https://appshunter.io/ios/app/ghostcatch-sub-tracker/id6761310942)

This app helps you track and manage recurring expenses by scanning receipts or screenshots. It offers visual analytics, smart alerts for renewals, and a calendar view of upcoming charges. All data is stored locally for enhanced privacy.

**Highlights:** Magic scan to add subscriptions, Visual spending analytics, Customizable subscription tags, Smart renewal alerts, Calendar view of billing, 100% local data storage

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| GhostCatch Premium Monthly | $2.99 | per month |
| GhostCatch Premium Yearly | $19.99 | per year |
| GhostCatch Premium Lifetime | $29.99 | one-time |


## Frequently asked questions

### Is TapIn Pay free?

TapIn Pay is free to download, with no in-app purchases.

### Is GhostCatch free?

GhostCatch is free to download, with in-app purchases available.

### Which has better reviews, TapIn Pay or GhostCatch?

GhostCatch is rated higher. TapIn Pay averages 3.0 out of 5 from 2 ratings, while GhostCatch averages 5.0 from 1 ratings.

### Do TapIn Pay or GhostCatch have ads?

Neither TapIn Pay nor GhostCatch shows ads.

### Which is updated more often, TapIn Pay or GhostCatch?

TapIn Pay ships an update every 2 weeks, and GhostCatch monthly. Most recently, TapIn Pay was updated on November 3, 2026 and GhostCatch on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*