# Código Virtual vs Tarjetas Monge

The clearest difference is update cadence: Tarjetas Monge at every 3 weeks against Código Virtual's every 36 months. On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Código Virtual ships an update every 36 months, Tarjetas Monge every 3 weeks. The most recent releases landed on October 4, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | Código Virtual | Tarjetas Monge |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (2 ratings)](https://appshunter.io/ios/app/codigo-virtual/id1507322466/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 36 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 84 MB | 51 MB |
| Requires iOS | **15.0** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [Coopenae RL](https://appshunter.io/developer/1474154065) | [Pay Tech Solutions](https://appshunter.io/developer/1413992125) |

## What reviewers say

### Código Virtual

[App page](https://appshunter.io/ios/app/codigo-virtual/id1507322466)

This app provides a second factor of authentication for secure transactions within a banking application. It allows users to generate One-Time Passwords (OTPs) independently for high-risk actions like transfers and payments. Enhanced security for sensitive financial operations.

**Highlights:** Second factor authentication, Generate OTP codes, Secure financial transactions, Supports transfers, Supports loan payments, Supports credit card payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Tarjetas Monge

[App page](https://appshunter.io/ios/app/tarjetas-monge/id1548033998)

Manage and check your Monge cards from Grupo Monge. This app allows for self-management and easy access to your card information.

**Highlights:** Card self-management, Card information consultation, Grupo Monge card support

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Código Virtual free?

Código Virtual is free to download, with no in-app purchases.

### Is Tarjetas Monge free?

Tarjetas Monge is free to download, with no in-app purchases.

### Do Código Virtual or Tarjetas Monge have ads?

Neither Código Virtual nor Tarjetas Monge shows ads.

### Which is updated more often, Código Virtual or Tarjetas Monge?

Código Virtual ships an update every 36 months, and Tarjetas Monge every 3 weeks. Most recently, Código Virtual was updated on October 4, 2026 and Tarjetas Monge on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*