# Código Virtual vs Puntos Seguros INS

The clearest difference is update cadence: Puntos Seguros INS at every 6 weeks against Código Virtual's every 19 months. Puntos Seguros INS also leads on iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Código Virtual ships an update every 19 months, Puntos Seguros INS every 6 weeks. Both last shipped on November 3, 2026.

## The numbers

| Metric | Código Virtual | Puntos Seguros INS |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (2 ratings)](https://appshunter.io/ios/app/codigo-virtual/id1507322466/reviews)** | — |
| Number of ratings | **2** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 19 months | **Every 6 weeks** |
| Monetization | Free | — |
| Size | 84 MB | 26 MB |
| Requires iOS | 15.0 | **12.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Coopenae RL](https://appshunter.io/developer/1474154065) | [Todo a Plazo SA](https://appshunter.io/developer/1353181224) |

## What reviewers say

### Código Virtual

[App page](https://appshunter.io/ios/app/codigo-virtual/id1507322466)

This app provides a second factor of authentication for secure transactions within a banking application. It allows users to generate One-Time Passwords (OTPs) independently for high-risk actions like transfers and payments. Enhanced security for sensitive financial operations.

**Highlights:** Second factor authentication, Generate OTP codes, Secure financial transactions, Supports transfers, Supports loan payments, Supports credit card payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Puntos Seguros INS

[App page](https://appshunter.io/ios/app/puntos-seguros-ins/id1612109485)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Código Virtual free?

Código Virtual is free to download, with no in-app purchases.

### Is Puntos Seguros INS free?

Puntos Seguros INS is free to download, with no in-app purchases.

### Do Código Virtual or Puntos Seguros INS have ads?

Neither Código Virtual nor Puntos Seguros INS shows ads.

### Which is updated more often, Código Virtual or Puntos Seguros INS?

Código Virtual ships an update every 19 months, and Puntos Seguros INS every 6 weeks. Most recently, Código Virtual was updated on November 3, 2026 and Puntos Seguros INS on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*