# Debt Tracker vs Sono

The clearest difference is ads: Debt Tracker at none against Sono's shown. Debt Tracker also leads on ratings volume (105 vs 23). Sono's advantage is review sentiment (89% vs 64%) and rating (4.7 vs 4.4). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Both are free to download. Debt Tracker sells 3 in-app purchases, starting at $0.99 per month and Sono sells 11 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

Sono holds the better App Store score, 4.7 against 4.4. Both are backed by a comparable volume of ratings — 105 and 23 respectively. Written reviews point the same way: 64% of Debt Tracker's written reviews are positive against 89% of Sono's.

Debt Tracker ships an update every 5 weeks, Sono every 3 weeks. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Debt Tracker | Sono |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (105 ratings)](https://appshunter.io/ios/app/debt-tracker-debts/id1507396142/reviews) | **[4.7 (23 ratings)](https://appshunter.io/ios/app/sono-debt-tracker-and-manager/id1595389624/reviews)** |
| Number of ratings | **105** | 23 |
| Positive reviews | 63.6% of reviews | **88.9% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 5 weeks | **Every 3 weeks** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 38 MB | 96 MB |
| Requires iOS | 16.4 | **15.6** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [AppFlux Labs](https://appshunter.io/developer/1882687293) | [Danh Minh Ngo](https://appshunter.io/developer/1595389716) |

## What reviewers say

### Debt Tracker

[App page](https://appshunter.io/ios/app/debt-tracker-debts/id1507396142)

Easily manage all your financial commitments, whether you owe money or are owed. Track debts and receivables by currency, plan your debt payoff, and monitor monthly progress. Stay organized and in control of your finances with this intuitive money tracking app.

**Highlights:** Manage debts and receivables, Separate by currency, Debt payoff planner, Monthly status tracking, Payment tracker, Money tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 Month | $0.99 | per month |
| 12 Months | $4.99 | per year |
| Lifetime | $9.99 | one-time |


### Sono

[App page](https://appshunter.io/ios/app/sono-debt-tracker-and-manager/id1595389624)

Easily track money borrowed and lent with this finance management tool. Record transactions, manage contacts, and get summaries of your debts. Offers cloud storage, PIN lock, and data export options.

**Highlights:** Record borrowed and lent money, Display debt summaries, Manage debtors and creditors, Support multiple currencies, Dark theme, Transaction reminders, Local and cloud storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (11)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $3.99 | per month |
| 3 months | $8.99 | per 3 months |
| Professional Monthly | $12.99 | per month |
| Annual | $17.99 | per year |
| Annual | $17.99 | per year |
| Annual | $29.99 | per year |
| Professional Annually | $129.99 | per year |
| Ads removal | $9.99 | one-time |
| Lifetime premium | $49.99 | one-time |
| Lifetime premium | $69.99 | one-time |
| Lifetime premium | $99.99 | one-time |


## Frequently asked questions

### Is Debt Tracker free?

Debt Tracker is free to download, with in-app purchases available.

### Is Sono free?

Sono is free to download, with in-app purchases available.

### Which has better reviews, Debt Tracker or Sono?

Sono is rated higher. Debt Tracker averages 4.4 out of 5 from 105 ratings, while Sono averages 4.7 from 23 ratings.

### Do Debt Tracker or Sono have ads?

Sono shows ads; Debt Tracker does not.

### Which is updated more often, Debt Tracker or Sono?

Debt Tracker ships an update every 5 weeks, and Sono every 3 weeks. Most recently, Debt Tracker was updated on October 25, 2026 and Sono on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*