# Debt Tracker vs Debt Tracker

The clearest difference is ads: Debt Tracker at none against Debt Tracker's shown. Debt Tracker's advantage is rating (4.8 vs 4.4) and review sentiment (83% vs 64%). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Both are free to download. Debt Tracker sells 3 in-app purchases, starting at $0.99 per month and Debt Tracker sells 15 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Debt Tracker holds the better App Store score, 4.8 against 4.4. Both are backed by a comparable volume of ratings — 105 and 61 respectively. Written reviews point the same way: 64% of Debt Tracker's written reviews are positive against 83% of Debt Tracker's.

Debt Tracker ships an update every 5 weeks, Debt Tracker every 3 weeks. The most recent releases landed on September 19, 2026 and September 13, 2026 respectively.

## The numbers

| Metric | Debt Tracker | Debt Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (105 ratings)](https://appshunter.io/ios/app/debt-tracker-debts/id1507396142/reviews) | **[4.8 (61 ratings)](https://appshunter.io/ios/app/debt-tracker-personal-debts/id1632402707/reviews)** |
| Number of ratings | **105** | 61 |
| Positive reviews | 63.6% of reviews | **83.3% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 5 weeks | **Every 3 weeks** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 38 MB | 46 MB |
| Requires iOS | 16.4 | **15.6** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [AppFlux Labs](https://appshunter.io/developer/1882687293) | [David Serrano Canales](https://appshunter.io/developer/1544987496) |

## What reviewers say

### Debt Tracker

[App page](https://appshunter.io/ios/app/debt-tracker-debts/id1507396142)

Easily manage all your financial commitments, whether you owe money or are owed. Track debts and receivables by currency, plan your debt payoff, and monitor monthly progress. Stay organized and in control of your finances with this intuitive money tracking app.

**Highlights:** Manage debts and receivables, Separate by currency, Debt payoff planner, Monthly status tracking, Payment tracker, Money tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 Month | $0.99 | per month |
| 12 Months | $4.99 | per year |
| Lifetime | $9.99 | one-time |


### Debt Tracker

[App page](https://appshunter.io/ios/app/debt-tracker-personal-debts/id1632402707)

Manage personal debts and track payments effectively. Record who owes you money and who you owe, with detailed insights into each debt. Facilitates flexible payment tracking and provides a history of all debts.

**Highlights:** Record who owes you money, Manage your own debts, Detailed debt data (amount, currency, payments), Global history of paid and pending debts, Add partial payments, Backup and restore records

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (15)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium | $2.99 | per month |
| Premium | $3.99 | per month |
| Premium | $7.49 | per month |
| Premium | $8.99 | per year |
| Premium | $11.99 | per year |
| Premium | $12.99 | per year |
| Premium | $12.99 | per year |
| Premium | $12.99 | per year |
| Premium | $17.99 | per year |
| Premium | $17.99 | per year |
| Premium | $37.99 | per year |
| Premium | $17.99 | one-time |
| Premium Lifetime | $24.99 | one-time |
| Premium | $34.99 | one-time |
| Premium | $99.99 | one-time |


## Frequently asked questions

### Is Debt Tracker free?

Debt Tracker is free to download, with in-app purchases available.

### Is Debt Tracker free?

Debt Tracker is free to download, with in-app purchases available.

### Which has better reviews, Debt Tracker or Debt Tracker?

Debt Tracker is rated higher. Debt Tracker averages 4.4 out of 5 from 105 ratings, while Debt Tracker averages 4.8 from 61 ratings.

### Do Debt Tracker or Debt Tracker have ads?

Debt Tracker shows ads; Debt Tracker does not.

### Which is updated more often, Debt Tracker or Debt Tracker?

Debt Tracker ships an update every 5 weeks, and Debt Tracker every 3 weeks. Most recently, Debt Tracker was updated on September 19, 2026 and Debt Tracker on September 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*