# Debt Tracker vs Depty

The clearest difference is rating: Depty at 5.0 against Debt Tracker's 4.4. Depty also leads on monetization model (free vs free with in-app purchases) and update cadence (fortnightly vs every 5 weeks). Debt Tracker's advantage is ratings volume (105 vs 2). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Debt Tracker sells 3 in-app purchases, starting at $0.99 per month and Depty sells 1 in-app purchase, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

Depty holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Debt Tracker has 105 ratings behind it against 2, so its average is the more settled of the two.

Debt Tracker ships an update every 5 weeks, Depty fortnightly. The most recent releases landed on October 16, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | Debt Tracker | Depty |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (105 ratings)](https://appshunter.io/ios/app/debt-tracker-debts/id1507396142/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/depty-split-bills-and-debts/id1632647489/reviews)** |
| Number of ratings | **105** | 2 |
| Positive reviews | 63.6% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Fortnightly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 38 MB | 68 MB |
| Requires iOS | 16.4 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | +4 |
| Developer | [AppFlux Labs](https://appshunter.io/developer/1882687293) | [SINHRONE SP. Z O.O.](https://appshunter.io/developer/1619782114) |

## What reviewers say

### Debt Tracker

[App page](https://appshunter.io/ios/app/debt-tracker-debts/id1507396142)

Easily manage all your financial commitments, whether you owe money or are owed. Track debts and receivables by currency, plan your debt payoff, and monitor monthly progress. Stay organized and in control of your finances with this intuitive money tracking app.

**Highlights:** Manage debts and receivables, Separate by currency, Debt payoff planner, Monthly status tracking, Payment tracker, Money tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 Month | $0.99 | per month |
| 12 Months | $4.99 | per year |
| Lifetime | $9.99 | one-time |


### Depty

[App page](https://appshunter.io/ios/app/depty-split-bills-and-debts/id1632647489)

Manage shared expenses and debts with an intuitive interface. Supports multiple currencies and integrates with your contacts for easy communication and tracking. All features are free to use.

**Highlights:** Intuitive interface, Multicurrency support, Group expense splitting, In-app chat for debt management, Contact integration via QR code

**Features:** Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly subscription | $0.99 | per month |


## Frequently asked questions

### Is Debt Tracker free?

Debt Tracker is free to download, with in-app purchases available.

### Is Depty free?

Depty is free to download, with in-app purchases available.

### Which has better reviews, Debt Tracker or Depty?

Depty is rated higher. Debt Tracker averages 4.4 out of 5 from 105 ratings, while Depty averages 5.0 from 2 ratings.

### Do Debt Tracker or Depty have ads?

Neither Debt Tracker nor Depty shows ads.

### Which is updated more often, Debt Tracker or Depty?

Debt Tracker ships an update every 5 weeks, and Depty fortnightly. Most recently, Debt Tracker was updated on October 16, 2026 and Depty on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*