# Debt Tracker vs Debtors list Lite

The clearest difference is ads: Debt Tracker at none against Debtors list Lite's shown. Debt Tracker also leads on rating (4.4 vs 4.0) and ratings volume (105 vs 1). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. Debt Tracker sells 3 in-app purchases, starting at $0.99 per month and Debtors list Lite sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Debt Tracker holds the better App Store score, 4.4 against 4.0. That said, the two scores are not equally well evidenced: Debt Tracker has 105 ratings behind it against 1, so its average is the more settled of the two.

Debt Tracker ships an update every 5 weeks, Debtors list Lite every 3 months. The most recent releases landed on October 16, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | Debt Tracker | Debtors list Lite |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (105 ratings)](https://appshunter.io/ios/app/debt-tracker-debts/id1507396142/reviews)** | [4.0 (1 ratings)](https://appshunter.io/ios/app/debtors-list-lite/id1661634205/reviews) |
| Number of ratings | **105** | 1 |
| Positive reviews | 63.6% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 5 weeks** | Every 3 months |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 38 MB | 18 MB |
| Requires iOS | **16.4** | 17.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [AppFlux Labs](https://appshunter.io/developer/1882687293) | [Vladyslav Lytvynets](https://appshunter.io/developer/1660079103) |

## What reviewers say

### Debt Tracker

[App page](https://appshunter.io/ios/app/debt-tracker-debts/id1507396142)

Easily manage all your financial commitments, whether you owe money or are owed. Track debts and receivables by currency, plan your debt payoff, and monitor monthly progress. Stay organized and in control of your finances with this intuitive money tracking app.

**Highlights:** Manage debts and receivables, Separate by currency, Debt payoff planner, Monthly status tracking, Payment tracker, Money tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 Month | $0.99 | per month |
| 12 Months | $4.99 | per year |
| Lifetime | $9.99 | one-time |


### Debtors list Lite

[App page](https://appshunter.io/ios/app/debtors-list-lite/id1661634205)

Easily track who owes you money and whom you owe without complex spreadsheets. Record debts, partial payments, and settled amounts with a clean, intuitive interface. Securely lock your financial records with biometric authentication.

**Highlights:** Add debts in seconds, Record partial repayments, Mark debts as settled, Net balance overview, Multi-currency support, Biometric app lock

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium version | $9.99 | one-time |


## Frequently asked questions

### Is Debt Tracker free?

Debt Tracker is free to download, with in-app purchases available.

### Is Debtors list Lite free?

Debtors list Lite is free to download, with in-app purchases available.

### Which has better reviews, Debt Tracker or Debtors list Lite?

Debt Tracker is rated higher. Debt Tracker averages 4.4 out of 5 from 105 ratings, while Debtors list Lite averages 4.0 from 1 ratings.

### Do Debt Tracker or Debtors list Lite have ads?

Debtors list Lite shows ads; Debt Tracker does not.

### Which is updated more often, Debt Tracker or Debtors list Lite?

Debt Tracker ships an update every 5 weeks, and Debtors list Lite every 3 months. Most recently, Debt Tracker was updated on October 16, 2026 and Debtors list Lite on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*