# Debt Tracker vs Debts & Savings Tracker

The clearest difference is rating: Debts & Savings Tracker at 5.0 against Debt Tracker's 4.4. Debts & Savings Tracker also leads on review sentiment (100% vs 64%) and update cadence (fortnightly vs every 5 weeks). Debt Tracker's advantage is ratings volume (105 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Debt Tracker sells 3 in-app purchases, starting at $0.99 per month and Debts & Savings Tracker sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Debts & Savings Tracker holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Debt Tracker has 105 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 64% of Debt Tracker's written reviews are positive against 100% of Debts & Savings Tracker's.

Debt Tracker ships an update every 5 weeks, Debts & Savings Tracker fortnightly. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Debt Tracker | Debts & Savings Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (105 ratings)](https://appshunter.io/ios/app/debt-tracker-debts/id1507396142/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/debts-and-savings-tracker/id6742755353/reviews)** |
| Number of ratings | **105** | 2 |
| Positive reviews | 63.6% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Fortnightly** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 38 MB | 64 MB |
| Requires iOS | 16.4 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [AppFlux Labs](https://appshunter.io/developer/1882687293) | [Aliaksandr Shynkevich](https://appshunter.io/developer/1744952119) |

## What reviewers say

### Debt Tracker

[App page](https://appshunter.io/ios/app/debt-tracker-debts/id1507396142)

Easily manage all your financial commitments, whether you owe money or are owed. Track debts and receivables by currency, plan your debt payoff, and monitor monthly progress. Stay organized and in control of your finances with this intuitive money tracking app.

**Highlights:** Manage debts and receivables, Separate by currency, Debt payoff planner, Monthly status tracking, Payment tracker, Money tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 Month | $0.99 | per month |
| 12 Months | $4.99 | per year |
| Lifetime | $9.99 | one-time |


### Debts & Savings Tracker

[App page](https://appshunter.io/ios/app/debts-and-savings-tracker/id6742755353)

This app helps you manage your debts and savings with virtual piggy banks for different goals. Track loans, repayments, and upcoming payments with multi-currency support and automatic cloud backup.

**Highlights:** Savings goal tracking, Debt and repayment management, Loan payment tracking, Multi-currency support, Payment reminders, Cloud data backup and restore

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $1.99 | per month |
| Annual | $12.99 | per year |


## Frequently asked questions

### Is Debt Tracker free?

Debt Tracker is free to download, with in-app purchases available.

### Is Debts & Savings Tracker free?

Debts & Savings Tracker is free to download, with in-app purchases available.

### Which has better reviews, Debt Tracker or Debts & Savings Tracker?

Debts & Savings Tracker is rated higher. Debt Tracker averages 4.4 out of 5 from 105 ratings, while Debts & Savings Tracker averages 5.0 from 2 ratings.

### Do Debt Tracker or Debts & Savings Tracker have ads?

Neither Debt Tracker nor Debts & Savings Tracker shows ads.

### Which is updated more often, Debt Tracker or Debts & Savings Tracker?

Debt Tracker ships an update every 5 weeks, and Debts & Savings Tracker fortnightly. Most recently, Debt Tracker was updated on November 3, 2026 and Debts & Savings Tracker on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*