# Debt Tracker vs Debt Buddy

The clearest difference is rating: Debt Tracker at 4.4 against Debt Buddy's 3.8. Debt Tracker also leads on ads (none vs shown) and ratings volume (105 vs 4). Debt Buddy's advantage is review sentiment (100% vs 64%) and in-app purchases (none vs 3). On price and device support there is nothing between them.

Both are free to download. Debt Tracker sells 3 in-app purchases, starting at $0.99 per month. Debt Buddy asks for nothing beyond the download.

Debt Tracker holds the better App Store score, 4.4 against 3.8. That said, the two scores are not equally well evidenced: Debt Tracker has 105 ratings behind it against 4, so its average is the more settled of the two. Written reviews complicate that: 64% of Debt Tracker's written reviews are positive against 100% of Debt Buddy's, so the app with the better star average is not the one people write more warmly about.

## The numbers

| Metric | Debt Tracker | Debt Buddy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (105 ratings)](https://appshunter.io/ios/app/debt-tracker-debts/id1507396142/reviews)** | [3.8 (4 ratings)](https://appshunter.io/ios/app/debt-buddy-money-tracker/id6743215073/reviews) |
| Number of ratings | **105** | 4 |
| Positive reviews | 63.6% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | **No** | Yes |
| Update frequency | Every 5 weeks | — |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 38 MB | 33 MB |
| Requires iOS | 16.4 | **12.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [AppFlux Labs](https://appshunter.io/developer/1882687293) | [舰 何](https://appshunter.io/developer/1684644424) |

## What reviewers say

### Debt Tracker

[App page](https://appshunter.io/ios/app/debt-tracker-debts/id1507396142)

Easily manage all your financial commitments, whether you owe money or are owed. Track debts and receivables by currency, plan your debt payoff, and monitor monthly progress. Stay organized and in control of your finances with this intuitive money tracking app.

**Highlights:** Manage debts and receivables, Separate by currency, Debt payoff planner, Monthly status tracking, Payment tracker, Money tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 Month | $0.99 | per month |
| 12 Months | $4.99 | per year |
| Lifetime | $9.99 | one-time |


### Debt Buddy

[App page](https://appshunter.io/ios/app/debt-buddy-money-tracker/id6743215073)

This app helps you track and manage personal debts and loans. It offers features like payment reminders, interest calculation, and a simple interface to monitor repayment progress.

**Highlights:** Easy debt tracking, Payment reminders, Interest calculation, Intuitive design, Local data storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Debt Tracker free?

Debt Tracker is free to download, with in-app purchases available.

### Is Debt Buddy free?

Debt Buddy is free to download, with no in-app purchases.

### Which has better reviews, Debt Tracker or Debt Buddy?

Debt Tracker is rated higher. Debt Tracker averages 4.4 out of 5 from 105 ratings, while Debt Buddy averages 3.8 from 4 ratings.

### Do Debt Tracker or Debt Buddy have ads?

Debt Buddy shows ads; Debt Tracker does not.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*