# Debt Tracker vs Debt Tracker

The clearest difference is rating: Debt Tracker at 4.4 against Debt Tracker's 1.0. Debt Tracker also leads on ads (none vs shown) and ratings volume (105 vs 1). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Both are free to download. Debt Tracker sells 3 in-app purchases, starting at $0.99 per month and Debt Tracker sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Debt Tracker holds the better App Store score, 4.4 against 1.0. That said, the two scores are not equally well evidenced: Debt Tracker has 105 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 64% of Debt Tracker's written reviews are positive against 50% of Debt Tracker's.

Debt Tracker ships an update every 5 weeks, Debt Tracker monthly. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Debt Tracker | Debt Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (105 ratings)](https://appshunter.io/ios/app/debt-tracker-debts/id1507396142/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/debt-tracker-balance-due/id6746118952/reviews) |
| Number of ratings | **105** | 1 |
| Positive reviews | **63.6% of reviews** | 50.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 5 weeks | **Monthly** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 38 MB | 6 MB |
| Requires iOS | **16.4** | 17.6 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [AppFlux Labs](https://appshunter.io/developer/1882687293) | [Paul Fraser](https://appshunter.io/developer/482131297) |

## What reviewers say

### Debt Tracker

[App page](https://appshunter.io/ios/app/debt-tracker-debts/id1507396142)

Easily manage all your financial commitments, whether you owe money or are owed. Track debts and receivables by currency, plan your debt payoff, and monitor monthly progress. Stay organized and in control of your finances with this intuitive money tracking app.

**Highlights:** Manage debts and receivables, Separate by currency, Debt payoff planner, Monthly status tracking, Payment tracker, Money tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 Month | $0.99 | per month |
| 12 Months | $4.99 | per year |
| Lifetime | $9.99 | one-time |


### Debt Tracker

[App page](https://appshunter.io/ios/app/debt-tracker-balance-due/id6746118952)

Manage and track multiple debts, including credit cards and loans. Visualize your repayment progress with clear indicators and receive monthly summaries to stay motivated and organized on your journey to becoming debt-free.

**Highlights:** Track multiple debt accounts, Manage credit cards, loans, and personal borrowing, Visualize repayment progress with percentage bars, View paid and remaining balances, Add monthly payment details and due dates, Receive simple monthly payment summaries, Stay motivated with progress-based messages

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Balance Due Pro | $9.99 | one-time |


## Frequently asked questions

### Is Debt Tracker free?

Debt Tracker is free to download, with in-app purchases available.

### Is Debt Tracker free?

Debt Tracker is free to download, with in-app purchases available.

### Which has better reviews, Debt Tracker or Debt Tracker?

Debt Tracker is rated higher. Debt Tracker averages 4.4 out of 5 from 105 ratings, while Debt Tracker averages 1.0 from 1 ratings.

### Do Debt Tracker or Debt Tracker have ads?

Debt Tracker shows ads; Debt Tracker does not.

### Which is updated more often, Debt Tracker or Debt Tracker?

Debt Tracker ships an update every 5 weeks, and Debt Tracker monthly. Most recently, Debt Tracker was updated on October 25, 2026 and Debt Tracker on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*