# Debt Tracker vs Paid

The clearest difference is rating: Paid at 5.0 against Debt Tracker's 4.4. Paid also leads on in-app purchases (none vs 3) and update cadence (every 11 days vs every 5 weeks). Debt Tracker's advantage is ratings volume (105 vs 6). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Debt Tracker sells 3 in-app purchases, starting at $0.99 per month. Paid asks for nothing beyond the download.

Paid holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Debt Tracker has 105 ratings behind it against 6, so its average is the more settled of the two.

Debt Tracker ships an update every 5 weeks, Paid every 11 days. The most recent releases landed on October 25, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | Debt Tracker | Paid |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (105 ratings)](https://appshunter.io/ios/app/debt-tracker-debts/id1507396142/reviews) | **[5.0 (6 ratings)](https://appshunter.io/ios/app/paid-debt-tracker/id6746135724/reviews)** |
| Number of ratings | **105** | 6 |
| Positive reviews | 63.6% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 11 days** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 38 MB | 40 MB |
| Requires iOS | 16.4 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [AppFlux Labs](https://appshunter.io/developer/1882687293) | [Benjamin Soo](https://appshunter.io/developer/1815330827) |

## What reviewers say

### Debt Tracker

[App page](https://appshunter.io/ios/app/debt-tracker-debts/id1507396142)

Easily manage all your financial commitments, whether you owe money or are owed. Track debts and receivables by currency, plan your debt payoff, and monitor monthly progress. Stay organized and in control of your finances with this intuitive money tracking app.

**Highlights:** Manage debts and receivables, Separate by currency, Debt payoff planner, Monthly status tracking, Payment tracker, Money tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 Month | $0.99 | per month |
| 12 Months | $4.99 | per year |
| Lifetime | $9.99 | one-time |


### Paid

[App page](https://appshunter.io/ios/app/paid-debt-tracker/id6746135724)

Manage all your debts effortlessly with this intuitive application. It offers one-tap reminders to ensure you never miss a payment and an AI-powered receipt splitter for easy expense division.

**Highlights:** Intuitive debt tracking, One-tap payment reminders, AI Receipt Splitter, Individual and group debts, Recurring debt management

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Debt Tracker free?

Debt Tracker is free to download, with in-app purchases available.

### Is Paid free?

Paid is free to download, with no in-app purchases.

### Which has better reviews, Debt Tracker or Paid?

Paid is rated higher. Debt Tracker averages 4.4 out of 5 from 105 ratings, while Paid averages 5.0 from 6 ratings.

### Do Debt Tracker or Paid have ads?

Neither Debt Tracker nor Paid shows ads.

### Which is updated more often, Debt Tracker or Paid?

Debt Tracker ships an update every 5 weeks, and Paid every 11 days. Most recently, Debt Tracker was updated on October 25, 2026 and Paid on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*