# Debt Tracker vs Finance Kit

The clearest difference is in-app purchases: Finance Kit at none against Debt Tracker's 3. Finance Kit also leads on update cadence (weekly vs every 5 weeks). Debt Tracker's advantage is iOS requirement (16.4 vs 26.0). On price, ads and device support there is nothing between them.

Both are free to download. Debt Tracker sells 3 in-app purchases, starting at $0.99 per month. Finance Kit asks for nothing beyond the download.

Debt Tracker ships an update every 5 weeks, Finance Kit weekly. The most recent releases landed on October 29, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Debt Tracker | Finance Kit |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (105 ratings)](https://appshunter.io/ios/app/debt-tracker-debts/id1507396142/reviews)** | — |
| Number of ratings | **105** | — |
| Positive reviews | 63.6% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Weekly** |
| Monetization | Free with in-app purchases | — |
| Size | 38 MB | 1 MB |
| Requires iOS | **16.4** | 26.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [AppFlux Labs](https://appshunter.io/developer/1882687293) | [Gustavo Diefenbach](https://appshunter.io/developer/1688275084) |

## What reviewers say

### Debt Tracker

[App page](https://appshunter.io/ios/app/debt-tracker-debts/id1507396142)

Easily manage all your financial commitments, whether you owe money or are owed. Track debts and receivables by currency, plan your debt payoff, and monitor monthly progress. Stay organized and in control of your finances with this intuitive money tracking app.

**Highlights:** Manage debts and receivables, Separate by currency, Debt payoff planner, Monthly status tracking, Payment tracker, Money tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 Month | $0.99 | per month |
| 12 Months | $4.99 | per year |
| Lifetime | $9.99 | one-time |


### Finance Kit

[App page](https://appshunter.io/ios/app/finance-kit/id6752735023)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Debt Tracker free?

Debt Tracker is free to download, with in-app purchases available.

### Is Finance Kit free?

Finance Kit is free to download, with no in-app purchases.

### Do Debt Tracker or Finance Kit have ads?

Neither Debt Tracker nor Finance Kit shows ads.

### Which is updated more often, Debt Tracker or Finance Kit?

Debt Tracker ships an update every 5 weeks, and Finance Kit weekly. Most recently, Debt Tracker was updated on October 29, 2026 and Finance Kit on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*