# Debt Tracker vs Income and Expense Tracker

The clearest difference is price: Debt Tracker at Free against Income and Expense Tracker's $0.99. Debt Tracker also leads on update cadence (every 5 weeks vs every 11 months). Income and Expense Tracker's advantage is in-app purchases (none vs 3). On ads, device support and iOS requirement there is nothing between them.

Debt Tracker is free to download; Income and Expense Tracker costs $0.99 up front. Debt Tracker sells 3 in-app purchases, starting at $0.99 per month. Income and Expense Tracker asks for nothing beyond the download.

Debt Tracker ships an update every 5 weeks, Income and Expense Tracker every 11 months. The most recent releases landed on November 11, 2026 and November 9, 2026 respectively.

## The numbers

| Metric | Debt Tracker | Income and Expense Tracker |
| --- | --- | --- |
| Price | **Free** | $0.99 |
| Rating | **[4.4 (107 ratings)](https://appshunter.io/ios/app/debt-tracker-debts/id1507396142/reviews)** | — |
| Number of ratings | **107** | — |
| Positive reviews | 63.6% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 11 months |
| Monetization | Free with in-app purchases | — |
| Size | 38 MB | 3 MB |
| Requires iOS | **16.4** | 17.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [AppFlux Labs](https://appshunter.io/developer/1882687293) | [NAMSU 1908 STUDIOS LTD](https://appshunter.io/developer/1833686442) |

## What reviewers say

### Debt Tracker

[App page](https://appshunter.io/ios/app/debt-tracker-debts/id1507396142)

Easily manage all your financial commitments, whether you owe money or are owed. Track debts and receivables by currency, plan your debt payoff, and monitor monthly progress. Stay organized and in control of your finances with this intuitive money tracking app.

**Highlights:** Manage debts and receivables, Separate by currency, Debt payoff planner, Monthly status tracking, Payment tracker, Money tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 Month | $0.99 | per month |
| 12 Months | $4.99 | per year |
| Lifetime | $9.99 | one-time |


### Income and Expense Tracker

[App page](https://appshunter.io/ios/app/income-and-expense-tracker/id6755787740)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Debt Tracker free?

Debt Tracker is free to download, with in-app purchases available.

### Is Income and Expense Tracker free?

Income and Expense Tracker costs $0.99, with no in-app purchases.

### Do Debt Tracker or Income and Expense Tracker have ads?

Neither Debt Tracker nor Income and Expense Tracker shows ads.

### Which is updated more often, Debt Tracker or Income and Expense Tracker?

Debt Tracker ships an update every 5 weeks, and Income and Expense Tracker every 11 months. Most recently, Debt Tracker was updated on November 11, 2026 and Income and Expense Tracker on November 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*