# Debt Tracker vs PennyWise

Debt Tracker and PennyWise are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Debt Tracker sells 3 in-app purchases, starting at $0.99 per month and PennyWise sells 1 in-app purchase, starting at $2.99 per year. Whichever you choose, the download price is not the number that matters.

## The numbers

| Metric | Debt Tracker | PennyWise |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (105 ratings)](https://appshunter.io/ios/app/debt-tracker-debts/id1507396142/reviews)** | — |
| Number of ratings | **105** | — |
| Positive reviews | 63.6% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 5 weeks | — |
| Monetization | Free with in-app purchases | — |
| Size | 38 MB | 38 MB |
| Requires iOS | 16.4 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [AppFlux Labs](https://appshunter.io/developer/1882687293) | [Tomi Enkkila](https://appshunter.io/developer/1812874277) |

## What reviewers say

### Debt Tracker

[App page](https://appshunter.io/ios/app/debt-tracker-debts/id1507396142)

Easily manage all your financial commitments, whether you owe money or are owed. Track debts and receivables by currency, plan your debt payoff, and monitor monthly progress. Stay organized and in control of your finances with this intuitive money tracking app.

**Highlights:** Manage debts and receivables, Separate by currency, Debt payoff planner, Monthly status tracking, Payment tracker, Money tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 Month | $0.99 | per month |
| 12 Months | $4.99 | per year |
| Lifetime | $9.99 | one-time |


### PennyWise

[App page](https://appshunter.io/ios/app/pennywise/id6757105017)

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium | $2.99 | per year |


## Frequently asked questions

### Is Debt Tracker free?

Debt Tracker is free to download, with in-app purchases available.

### Is PennyWise free?

PennyWise is free to download, with in-app purchases available.

### Do Debt Tracker or PennyWise have ads?

Neither Debt Tracker nor PennyWise shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*