# Debt Tracker vs Debt Payoff Planner Plus

The clearest difference is ads: Debt Tracker at none against Debt Payoff Planner Plus's shown. Debt Tracker also leads on update cadence (every 5 weeks vs every 3 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Debt Tracker sells 3 in-app purchases, starting at $0.99 per month and Debt Payoff Planner Plus sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Debt Tracker ships an update every 5 weeks, Debt Payoff Planner Plus every 3 months. The most recent releases landed on October 16, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | Debt Tracker | Debt Payoff Planner Plus |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (105 ratings)](https://appshunter.io/ios/app/debt-tracker-debts/id1507396142/reviews)** | — |
| Number of ratings | **105** | — |
| Positive reviews | 63.6% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 5 weeks** | Every 3 months |
| Monetization | Free with in-app purchases | — |
| Size | 38 MB | 6 MB |
| Requires iOS | 16.4 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [AppFlux Labs](https://appshunter.io/developer/1882687293) | [Storq Labs BV](https://appshunter.io/developer/1864178327) |

## What reviewers say

### Debt Tracker

[App page](https://appshunter.io/ios/app/debt-tracker-debts/id1507396142)

Easily manage all your financial commitments, whether you owe money or are owed. Track debts and receivables by currency, plan your debt payoff, and monitor monthly progress. Stay organized and in control of your finances with this intuitive money tracking app.

**Highlights:** Manage debts and receivables, Separate by currency, Debt payoff planner, Monthly status tracking, Payment tracker, Money tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 Month | $0.99 | per month |
| 12 Months | $4.99 | per year |
| Lifetime | $9.99 | one-time |


### Debt Payoff Planner Plus

[App page](https://appshunter.io/ios/app/debt-payoff-planner-plus/id6758942155)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Ads | $1.99 | one-time |


## Frequently asked questions

### Is Debt Tracker free?

Debt Tracker is free to download, with in-app purchases available.

### Is Debt Payoff Planner Plus free?

Debt Payoff Planner Plus is free to download, with in-app purchases available.

### Do Debt Tracker or Debt Payoff Planner Plus have ads?

Debt Payoff Planner Plus shows ads; Debt Tracker does not.

### Which is updated more often, Debt Tracker or Debt Payoff Planner Plus?

Debt Tracker ships an update every 5 weeks, and Debt Payoff Planner Plus every 3 months. Most recently, Debt Tracker was updated on October 16, 2026 and Debt Payoff Planner Plus on September 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*