# Debt Tracker vs SettleCub

The clearest difference is in-app purchases: SettleCub at none against Debt Tracker's 3. SettleCub also leads on update cadence (daily vs every 5 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Debt Tracker sells 3 in-app purchases, starting at $0.99 per month. SettleCub asks for nothing beyond the download.

Debt Tracker ships an update every 5 weeks, SettleCub daily. The most recent releases landed on September 28, 2026 and September 12, 2026 respectively.

## The numbers

| Metric | Debt Tracker | SettleCub |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (105 ratings)](https://appshunter.io/ios/app/debt-tracker-debts/id1507396142/reviews)** | — |
| Number of ratings | **105** | — |
| Positive reviews | 63.6% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Daily** |
| Monetization | Free with in-app purchases | — |
| Size | 38 MB | 6 MB |
| Requires iOS | **16.4** | 17.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [AppFlux Labs](https://appshunter.io/developer/1882687293) | [Ahmed MOHAMED](https://appshunter.io/developer/1879165166) |

## What reviewers say

### Debt Tracker

[App page](https://appshunter.io/ios/app/debt-tracker-debts/id1507396142)

Easily manage all your financial commitments, whether you owe money or are owed. Track debts and receivables by currency, plan your debt payoff, and monitor monthly progress. Stay organized and in control of your finances with this intuitive money tracking app.

**Highlights:** Manage debts and receivables, Separate by currency, Debt payoff planner, Monthly status tracking, Payment tracker, Money tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 Month | $0.99 | per month |
| 12 Months | $4.99 | per year |
| Lifetime | $9.99 | one-time |


### SettleCub

[App page](https://appshunter.io/ios/app/settlecub-split-debts/id6760327166)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Debt Tracker free?

Debt Tracker is free to download, with in-app purchases available.

### Is SettleCub free?

SettleCub is free to download, with no in-app purchases.

### Do Debt Tracker or SettleCub have ads?

Neither Debt Tracker nor SettleCub shows ads.

### Which is updated more often, Debt Tracker or SettleCub?

Debt Tracker ships an update every 5 weeks, and SettleCub daily. Most recently, Debt Tracker was updated on September 28, 2026 and SettleCub on September 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*