# Debt Tracker vs Budget Manager

The clearest difference is update cadence: Budget Manager at every 5 days against Debt Tracker's every 5 weeks. Debt Tracker's advantage is iOS requirement (16.4 vs 18.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Debt Tracker sells 3 in-app purchases, starting at $0.99 per month and Budget Manager sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Debt Tracker ships an update every 5 weeks, Budget Manager every 5 days. The most recent releases landed on October 16, 2026 and October 1, 2026 respectively.

## The numbers

| Metric | Debt Tracker | Budget Manager |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (105 ratings)](https://appshunter.io/ios/app/debt-tracker-debts/id1507396142/reviews)** | — |
| Number of ratings | **105** | — |
| Positive reviews | 63.6% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 5 days** |
| Monetization | Free with in-app purchases | — |
| Size | 38 MB | 4 MB |
| Requires iOS | **16.4** | 18.6 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [AppFlux Labs](https://appshunter.io/developer/1882687293) | [Fatih Cil](https://appshunter.io/developer/1801401839) |

## What reviewers say

### Debt Tracker

[App page](https://appshunter.io/ios/app/debt-tracker-debts/id1507396142)

Easily manage all your financial commitments, whether you owe money or are owed. Track debts and receivables by currency, plan your debt payoff, and monitor monthly progress. Stay organized and in control of your finances with this intuitive money tracking app.

**Highlights:** Manage debts and receivables, Separate by currency, Debt payoff planner, Monthly status tracking, Payment tracker, Money tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 Month | $0.99 | per month |
| 12 Months | $4.99 | per year |
| Lifetime | $9.99 | one-time |


### Budget Manager

[App page](https://appshunter.io/ios/app/budget-manager/id6765849448)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| One-time full unlock | $19.99 | one-time |


## Frequently asked questions

### Is Debt Tracker free?

Debt Tracker is free to download, with in-app purchases available.

### Is Budget Manager free?

Budget Manager is free to download, with in-app purchases available.

### Do Debt Tracker or Budget Manager have ads?

Neither Debt Tracker nor Budget Manager shows ads.

### Which is updated more often, Debt Tracker or Budget Manager?

Debt Tracker ships an update every 5 weeks, and Budget Manager every 5 days. Most recently, Debt Tracker was updated on October 16, 2026 and Budget Manager on October 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*